Talbot County, MD: Home-Insurance Distress & Forced-Sale Pressure
Talbot County, MD: 28/100 (moderate) home-insurance distress; Talbot, MD band LOW; Talbot, MD #1,686 of 3,222 counties; Talbot, MD #10 of 24 in Maryland; raw Talbot, MD 32.4; Talbot, MD coverage multiplier 0.85.
FEMA hazard, Talbot, MD: 0/100; Talbot, MD declarations, three years: 2; Talbot, MD five-year count 3 (severity 6.0); Talbot, MD ten-year 3.
Declared incidents on the Talbot, MD record: 2026 Winter Storm 3 (Talbot, MD).
NFIP claims, Talbot, MD, three years: 23; Talbot, MD payouts $350,761; per Talbot, MD claim $15,250; Talbot, MD claim-stress 81/100.
Talbot, MD monthly score: 28 in every month from March 2026 (Talbot, MD) through October 2026.
Talbot, MD components: NFIP claims 81; Talbot, MD retreat index 28; Talbot, MD climate multiplier 0.85.
Construction distress, Talbot, MD: 78/100 as of August 2026 (Talbot, MD: 78/100 one-to-four unit, 6/100 multifamily).
Talbot, MD ZIPs, June 2026 (Talbot, MD, 16 highest): score 0 (Talbot, MD), climate 44 (Talbot, MD): 21601, 21612, 21624, 21625, Talbot, MD 21647, 21652, 21653, 21654, Talbot, MD 21662, 21663, 21665, 21671, Talbot, MD 21673, 21676, 21679; score 0 (Talbot, MD), climate 41 (Talbot, MD): 21657.
DLRadar rescores Talbot, MD monthly; Talbot, MD readings join Talbot, MD foreclosure, lien and ownership parcels (Talbot, MD), so cost-squeezed Talbot, MD owners surface before listing.
Inside Maryland, Talbot County ranks 10th of 24 counties for home-insurance distress at 28/100; Queen Anne's County (28/100) sits just above Talbot County, and Montgomery County (27/100) sits just below Talbot County.
Deterministic. Every Talbot County, MD signal traces to a public Talbot dataset (FEMA, NFIP, Census for Talbot, MD) · how insurance distress works in Talbot, MD · methodology
FAQ: Talbot County, MD insurance distress
What is the Talbot County, MD home-insurance-distress score?
Talbot, MD: 28/100 (LOW), #1,686 of 3,222, #10 in Maryland. FEMA hazard, Talbot, MD: 0/100; NFIP stress, Talbot, MD: 81/100; construction, Talbot, MD: 78/100; Talbot, MD rescores monthly.
Is Talbot County insurance distress getting better or worse (MD)?
Talbot, MD: 28 in March 2026; Talbot, MD: 28 in October 2026 (unchanged); Talbot, MD NFIP claims score 81.
How many flood-insurance claims has Talbot County, MD had?
Talbot, MD: 23 NFIP claims, three years; Talbot, MD paid $350,761; per Talbot, MD claim $15,250; carriers reprice Talbot, MD against that record.
Which Talbot County ZIP codes carry the most insurance distress (MD)?
Talbot, MD, June 2026: 21601 at 0, 21612 at 0, 21624 at 0, 21625 at 0; Talbot, MD climate scores there: 44, 44, 44, 44.
Why does Talbot, MD insurance distress create sellers?
A Talbot, MD premium outruns the Talbot, MD budget; a carrier leaves Talbot, MD; Talbot, MD carrying cost passes plan; Talbot, MD owners sell while current; Talbot, MD insurance distress leads Talbot, MD foreclosure data.