Hoke County, NC: Home-Insurance Distress & Forced-Sale Pressure
Hoke County, NC: 68/100 (elevated) home-insurance distress; Hoke, NC band MEDIUM; Hoke, NC #693 of 3,222 counties; Hoke, NC #81 of 100 in North Carolina; raw Hoke, NC 73.0.
FEMA hazard, Hoke, NC: 78/100; Hoke, NC declarations, three years: 9; Hoke, NC perils: 6 tropical-storm; Hoke, NC five-year count 9 (severity 15.0); Hoke, NC ten-year 9; hazard-weighted, Hoke, NC: 18.0.
Declared incidents on the Hoke, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Hoke, NC).
NFIP claims, Hoke, NC, three years: 1; Hoke, NC payouts $4,465; per Hoke, NC claim $4,465; Hoke, NC claim-stress 52/100.
Hoke, NC monthly score fell, 76 (March 2026) to 67 (October 2026); Hoke, NC by month: March 76, April 76, May 74, June 74 (Hoke, NC), July 71, August 73, September 70, October 67.
Hoke, NC components: climate 77, NFIP claims 52; Hoke, NC retreat index 67.
Construction distress, Hoke, NC: 69/100 as of August 2026 (Hoke, NC: 65/100 one-to-four unit, 52/100 multifamily).
Hoke, NC ZIPs, June 2026 (Hoke, NC, 9 highest): score 0 (Hoke, NC), climate 89 (Hoke, NC): 28304, 28306; score 0 (Hoke, NC), climate 88 (Hoke, NC): 28371; score 0 (Hoke, NC), climate 86 (Hoke, NC): 28364; score 0 (Hoke, NC), climate 72 (Hoke, NC): 28386; score 0 (Hoke, NC), climate 70 (Hoke, NC): 28357; score 0 (Hoke, NC), climate 67 (Hoke, NC): 28377; score 0 (Hoke, NC), climate 66 (Hoke, NC): 28315; score 0 (Hoke, NC), climate 48 (Hoke, NC): 28376.
DLRadar rescores Hoke, NC monthly; Hoke, NC readings join Hoke, NC foreclosure, lien and ownership parcels (Hoke, NC), so cost-squeezed Hoke, NC owners surface before listing.
Inside North Carolina, Hoke County ranks 81st of 100 counties for home-insurance distress at 68/100; Chowan County (68/100) sits just above Hoke County, and Iredell County (60/100) sits just below Hoke County.
Deterministic. Every Hoke County, NC signal traces to a public Hoke dataset (FEMA, NFIP, Census for Hoke, NC) · how insurance distress works in Hoke, NC · methodology
FAQ: Hoke County, NC insurance distress
What is the Hoke County, NC home-insurance-distress score?
Hoke, NC: 68/100 (MEDIUM), #693 of 3,222, #81 in North Carolina. FEMA hazard, Hoke, NC: 78/100; NFIP stress, Hoke, NC: 52/100; construction, Hoke, NC: 69/100; Hoke, NC rescores monthly.
Is Hoke County insurance distress getting better or worse (NC)?
Hoke, NC: 76 in March 2026; Hoke, NC: 67 in October 2026 (better); Hoke, NC climate component 77; Hoke, NC NFIP claims score 52.
How many flood-insurance claims has Hoke County, NC had?
Hoke, NC: 1 NFIP claims, three years; Hoke, NC paid $4,465; per Hoke, NC claim $4,465; carriers reprice Hoke, NC against that record.
Which Hoke County ZIP codes carry the most insurance distress (NC)?
Hoke, NC, June 2026: 28304 at 0, 28306 at 0, 28371 at 0, 28364 at 0; Hoke, NC climate scores there: 89, 89, 88, 86.
Why does Hoke, NC insurance distress create sellers?
A Hoke, NC premium outruns the Hoke, NC budget; a carrier leaves Hoke, NC; Hoke, NC carrying cost passes plan; Hoke, NC owners sell while current; Hoke, NC insurance distress leads Hoke, NC foreclosure data.