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Logan County, OH: Home-Insurance Distress & Forced-Sale Pressure

Logan County, Ohio carries a low home-insurance-distress reading of 19/100 — ranked #2339 nationally, in the lower-risk band nationally. Rising carrying cost from insurance — not the mortgage — is increasingly what pushes these owners to sell.

The county's three-year flood-loss ledger — 1 claims, $2,724 paid (~$2,724/claim) — is the evidence carriers use to justify higher rates or withdrawal.

Logan County's 19/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #2339 position shifts between updates.

DLRadar reads Logan County's 19/100 beside its default, lien and ownership records, so a rising premium and a looming foreclosure surface on the same parcel.

The reading rests on a FEMA hazard score of 0/100; NFIP flood-claim stress of 55/100 over three years - the specific exposures that widen premiums and shrink the carrier pool in Logan County.

With construction distress at 50/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.

Practically, Logan County's 19/100 score points acquisition teams at owners for whom the next renewal, not the next payment, is the pressure point.

Put the 0/100 hazard reading next to 55/100 in flood-claim stress and the pattern is a county where owners exit over premiums.

This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. That is how coverage-pressured owners surface before they reach the open market.

Insurance distress
19/100
LOW
National rank
#2339
of 3,222 counties
FEMA hazard
0/100
NFIP claim stress
55/100
3-year
Flood claims (3y)
1
Claims paid (3y)
$2,724
Per claim
$2,724
Construction distress
50/100

Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology

Logan County insurance distress — FAQ

What is the home-insurance-distress score for Logan County, Ohio?

DLRadar puts Logan County at 19/100 for home-insurance distress, scored the same way as every other U.S. county.

What is the NFIP flood-claim history for Logan County?

Logan County recorded 1 NFIP flood claims over the trailing three years, with $2,724 paid -- the loss record carriers price against.

Why do premium increases create listings in Logan County?

A premium that outpaces the budget -- or a carrier that stops writing in Logan County altogether -- lifts carrying cost past what the owner planned for. Selling becomes the rational response, and it typically happens before any default appears in the record, which is why the signal leads rather than lags.

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