Bedford County, PA: Home-Insurance Distress & Forced-Sale Pressure
Bedford County, PA: 22/100 (low) home-insurance distress; Bedford, PA band LOW; Bedford, PA #2,049 of 3,222 counties; Bedford, PA #44 of 67 in Pennsylvania; raw Bedford, PA 26.0; Bedford, PA coverage multiplier 0.85.
FEMA hazard, Bedford, PA: 0/100; Bedford, PA declarations, three years: none.
NFIP claims, Bedford, PA, three years: 3; Bedford, PA payouts $33,482; per Bedford, PA claim $11,161; Bedford, PA claim-stress 65/100.
Bedford, PA monthly score fell, 23 (March 2026) to 22 (October 2026); Bedford, PA by month: March 23, April 23, May 23, June 23 (Bedford, PA), July 23, August 23, September 23, October 22.
Bedford, PA components: NFIP claims 65; Bedford, PA retreat index 22; Bedford, PA climate multiplier 0.85.
Construction distress, Bedford, PA: 42/100 as of August 2026 (Bedford, PA: 41/100 one-to-four unit, 9/100 multifamily).
Bedford, PA ZIPs, June 2026 (Bedford, PA, 16 highest): score 0 (Bedford, PA), climate 75 (Bedford, PA): 15946, 16662; score 0 (Bedford, PA), climate 73 (Bedford, PA): 16625, 16673; score 0 (Bedford, PA), climate 68 (Bedford, PA): 16655; score 0 (Bedford, PA), climate 67 (Bedford, PA): 15521, 15522, 15534, 15535, Bedford, PA 15537, 15539, 15550, 15554, Bedford, PA 15559, 16633, 16650.
DLRadar rescores Bedford, PA monthly; Bedford, PA readings join Bedford, PA foreclosure, lien and ownership parcels (Bedford, PA), so cost-squeezed Bedford, PA owners surface before listing.
Inside Pennsylvania, Bedford County ranks 44th of 67 counties for home-insurance distress at 22/100; Monroe County (22/100) sits just above Bedford County, and Dauphin County (21/100) sits just below Bedford County.
Deterministic. Every Bedford County, PA signal traces to a public Bedford dataset (FEMA, NFIP, Census for Bedford, PA) · how insurance distress works in Bedford, PA · methodology
FAQ: Bedford County, PA insurance distress
What is the Bedford County, PA home-insurance-distress score?
Bedford, PA: 22/100 (LOW), #2,049 of 3,222, #44 in Pennsylvania. FEMA hazard, Bedford, PA: 0/100; NFIP stress, Bedford, PA: 65/100; construction, Bedford, PA: 42/100; Bedford, PA rescores monthly.
Is Bedford County insurance distress getting better or worse (PA)?
Bedford, PA: 23 in March 2026; Bedford, PA: 22 in October 2026 (better); Bedford, PA NFIP claims score 65.
How many flood-insurance claims has Bedford County, PA had?
Bedford, PA: 3 NFIP claims, three years; Bedford, PA paid $33,482; per Bedford, PA claim $11,161; carriers reprice Bedford, PA against that record.
Which Bedford County ZIP codes carry the most insurance distress (PA)?
Bedford, PA, June 2026: 15946 at 0, 16662 at 0, 16625 at 0, 16673 at 0; Bedford, PA climate scores there: 75, 75, 73, 73.
Why does Bedford, PA insurance distress create sellers?
A Bedford, PA premium outruns the Bedford, PA budget; a carrier leaves Bedford, PA; Bedford, PA carrying cost passes plan; Bedford, PA owners sell while current; Bedford, PA insurance distress leads Bedford, PA foreclosure data.