Richland County, SC: Home-Insurance Distress & Forced-Sale Pressure
Richland County, SC: 90/100 (severe) home-insurance distress; Richland, SC band HIGH; Richland, SC #105 of 3,222 counties; Richland, SC #14 of 46 in South Carolina.
FEMA hazard, Richland, SC: 93/100; Richland, SC declarations, three years: 8; Richland, SC perils: 2 hurricane, 4 tropical-storm; Richland, SC five-year count 10 (severity 15.0); Richland, SC ten-year 10; hazard-weighted, Richland, SC: 22.0.
Declared incidents on the Richland, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Richland, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Richland, SC).
NFIP claims, Richland, SC, three years: 31; Richland, SC payouts $585,117; per Richland, SC claim $18,875; Richland, SC claim-stress 84/100.
Richland, SC monthly score rose, 88 (March 2026) to 89 (October 2026); Richland, SC by month: March 88, April 88, May 90, June 90 (Richland, SC), July 88, August 90, September 89, October 89.
Richland, SC components: climate 93, NFIP claims 84; Richland, SC retreat index 89.
Construction distress, Richland, SC: 13/100 as of August 2026 (Richland, SC: 51/100 one-to-four unit, 0/100 multifamily).
Richland, SC ZIPs, June 2026 (Richland, SC, 16 highest): score 0 (Richland, SC), climate 93 (Richland, SC): 29044, 29052, 29061, 29063, Richland, SC 29177, 29201, 29203, 29204, Richland, SC 29205, 29206, 29207, 29208, Richland, SC 29209, 29210, 29223, 29225.
DLRadar rescores Richland, SC monthly; Richland, SC readings join Richland, SC foreclosure, lien and ownership parcels (Richland, SC), so cost-squeezed Richland, SC owners surface before listing.
Inside South Carolina, Richland County ranks 14th of 46 counties for home-insurance distress at 90/100; Anderson County (90/100) sits just above Richland County, and Greenwood County (89/100) sits just below Richland County.
Deterministic. Every Richland County, SC signal traces to a public Richland dataset (FEMA, NFIP, Census for Richland, SC) · how insurance distress works in Richland, SC · methodology
FAQ: Richland County, SC insurance distress
What is the Richland County, SC home-insurance-distress score?
Richland, SC: 90/100 (HIGH), #105 of 3,222, #14 in South Carolina. FEMA hazard, Richland, SC: 93/100; NFIP stress, Richland, SC: 84/100; construction, Richland, SC: 13/100; Richland, SC rescores monthly.
Is Richland County insurance distress getting better or worse (SC)?
Richland, SC: 88 in March 2026; Richland, SC: 89 in October 2026 (worse); Richland, SC climate component 93; Richland, SC NFIP claims score 84.
How many flood-insurance claims has Richland County, SC had?
Richland, SC: 31 NFIP claims, three years; Richland, SC paid $585,117; per Richland, SC claim $18,875; carriers reprice Richland, SC against that record.
Which Richland County ZIP codes carry the most insurance distress (SC)?
Richland, SC, June 2026: 29044 at 0, 29052 at 0, 29061 at 0, 29063 at 0; Richland, SC climate scores there: 93, 93, 93, 93.
Why does Richland, SC insurance distress create sellers?
A Richland, SC premium outruns the Richland, SC budget; a carrier leaves Richland, SC; Richland, SC carrying cost passes plan; Richland, SC owners sell while current; Richland, SC insurance distress leads Richland, SC foreclosure data.