Jefferson County, TX: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, TX: 81/100 (severe) home-insurance distress; Jefferson, TX band HIGH; Jefferson, TX #313 of 3,222 counties; Jefferson, TX #24 of 254 in Texas.
FEMA hazard, Jefferson, TX: 74/100; Jefferson, TX declarations, three years: 2; Jefferson, TX perils: 2 hurricane; Jefferson, TX five-year count 2 (severity 3.0); Jefferson, TX ten-year 2; hazard-weighted, Jefferson, TX: 10.0.
Declared incidents on the Jefferson, TX record: 2024 Hurricane 2 (Jefferson, TX).
NFIP claims, Jefferson, TX, three years: 133; Jefferson, TX payouts $3,867,453; per Jefferson, TX claim $29,079; Jefferson, TX claim-stress 92/100.
Jefferson, TX monthly score held, 81 (March 2026) to 81 (October 2026); Jefferson, TX by month: March 81, April 81, May 82, June 82 (Jefferson, TX), July 80, August 81, September 80, October 81.
Jefferson, TX components: climate 73, NFIP claims 92; Jefferson, TX retreat index 81.
Construction distress, Jefferson, TX: 78/100 as of August 2026 (Jefferson, TX: 80/100 one-to-four unit, 0/100 multifamily).
Jefferson, TX ZIPs, June 2026 (Jefferson, TX, 16 highest): score 0 (Jefferson, TX), climate 95 (Jefferson, TX): 77613, 77619, 77622, 77627, Jefferson, TX 77640, 77642, 77651, 77655, Jefferson, TX 77701, 77702, 77703, 77705, Jefferson, TX 77706, 77707, 77708, 77713.
DLRadar rescores Jefferson, TX monthly; Jefferson, TX readings join Jefferson, TX foreclosure, lien and ownership parcels (Jefferson, TX), so cost-squeezed Jefferson, TX owners surface before listing.
Inside Texas, Jefferson County ranks 24th of 254 counties for home-insurance distress at 81/100; Gillespie County (82/100) sits just above Jefferson County, and Orange County (81/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, TX signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, TX) · how insurance distress works in Jefferson, TX · methodology
FAQ: Jefferson County, TX insurance distress
What is the Jefferson County, TX home-insurance-distress score?
Jefferson, TX: 81/100 (HIGH), #313 of 3,222, #24 in Texas. FEMA hazard, Jefferson, TX: 74/100; NFIP stress, Jefferson, TX: 92/100; construction, Jefferson, TX: 78/100; Jefferson, TX rescores monthly.
Is Jefferson County insurance distress getting better or worse (TX)?
Jefferson, TX: 81 in March 2026; Jefferson, TX: 81 in October 2026 (unchanged); Jefferson, TX climate component 73; Jefferson, TX NFIP claims score 92.
How many flood-insurance claims has Jefferson County, TX had?
Jefferson, TX: 133 NFIP claims, three years; Jefferson, TX paid $3,867,453; per Jefferson, TX claim $29,079; carriers reprice Jefferson, TX against that record.
Which Jefferson County ZIP codes carry the most insurance distress (TX)?
Jefferson, TX, June 2026: 77613 at 0, 77619 at 0, 77622 at 0, 77627 at 0; Jefferson, TX climate scores there: 95, 95, 95, 95.
Why does Jefferson, TX insurance distress create sellers?
A Jefferson, TX premium outruns the Jefferson, TX budget; a carrier leaves Jefferson, TX; Jefferson, TX carrying cost passes plan; Jefferson, TX owners sell while current; Jefferson, TX insurance distress leads Jefferson, TX foreclosure data.