Bedford County, VA: Home-Insurance Distress & Forced-Sale Pressure
Bedford County, VA: 43/100 (moderate) home-insurance distress; Bedford, VA band MEDIUM; Bedford, VA #1,290 of 3,222 counties; Bedford, VA #28 of 133 in Virginia; raw Bedford, VA 50.4; Bedford, VA coverage multiplier 0.85.
FEMA hazard, Bedford, VA: 84/100; Bedford, VA declarations, three years: 8; Bedford, VA perils: 4 tropical-storm, 2 severe-storm; Bedford, VA five-year count 8 (severity 14.0); Bedford, VA ten-year 8; hazard-weighted, Bedford, VA: 14.0.
Declared incidents on the Bedford, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Bedford, VA); 2024 Tropical Storm 4 (Bedford, VA).
NFIP claims, Bedford, VA, three years: none; Bedford, VA claim-stress 0/100.
Bedford, VA monthly score held, 42 (March 2026) to 42 (October 2026); Bedford, VA by month: March 42, April 42, May 46, June 46 (Bedford, VA), July 43, August 45, September 48, October 42.
Bedford, VA components: climate 83; Bedford, VA retreat index 42; Bedford, VA climate multiplier 0.85.
Construction distress, Bedford, VA: 49/100 as of August 2026 (Bedford, VA: 54/100 one-to-four unit, 7/100 multifamily).
Bedford, VA ZIPs, June 2026 (Bedford, VA, 16 highest): score 0 (Bedford, VA), climate 58 (Bedford, VA): 24139; score 0 (Bedford, VA), climate 54 (Bedford, VA): 24095, 24104, 24122, 24174, Bedford, VA 24179, 24523, 24536, 24556, Bedford, VA 24570; score 0 (Bedford, VA), climate 53 (Bedford, VA): 24551; score 0 (Bedford, VA), climate 52 (Bedford, VA): 24503; score 0 (Bedford, VA), climate 50 (Bedford, VA): 24121; score 0 (Bedford, VA), climate 44 (Bedford, VA): 24064, 24526; score 0 (Bedford, VA), climate 43 (Bedford, VA): 24502.
DLRadar rescores Bedford, VA monthly; Bedford, VA readings join Bedford, VA foreclosure, lien and ownership parcels (Bedford, VA), so cost-squeezed Bedford, VA owners surface before listing.
Inside Virginia, Bedford County ranks 28th of 133 counties for home-insurance distress at 43/100; Page County (47/100) sits just above Bedford County, and Pittsylvania County (43/100) sits just below Bedford County.
Deterministic. Every Bedford County, VA signal traces to a public Bedford dataset (FEMA, NFIP, Census for Bedford, VA) · how insurance distress works in Bedford, VA · methodology
FAQ: Bedford County, VA insurance distress
What is the Bedford County, VA home-insurance-distress score?
Bedford, VA: 43/100 (MEDIUM), #1,290 of 3,222, #28 in Virginia. FEMA hazard, Bedford, VA: 84/100; NFIP stress, Bedford, VA: 0/100; construction, Bedford, VA: 49/100; Bedford, VA rescores monthly.
Is Bedford County insurance distress getting better or worse (VA)?
Bedford, VA: 42 in March 2026; Bedford, VA: 42 in October 2026 (unchanged); Bedford, VA climate component 83.
Which Bedford County ZIP codes carry the most insurance distress (VA)?
Bedford, VA, June 2026: 24139 at 0, 24095 at 0, 24104 at 0, 24122 at 0; Bedford, VA climate scores there: 58, 54, 54, 54.
Why does Bedford, VA insurance distress create sellers?
A Bedford, VA premium outruns the Bedford, VA budget; a carrier leaves Bedford, VA; Bedford, VA carrying cost passes plan; Bedford, VA owners sell while current; Bedford, VA insurance distress leads Bedford, VA foreclosure data.