Carroll County, VA: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, VA: 79/100 (severe) home-insurance distress; Carroll, VA band MEDIUM; Carroll, VA #389 of 3,222 counties; Carroll, VA #13 of 133 in Virginia.
FEMA hazard, Carroll, VA: 84/100; Carroll, VA declarations, three years: 8; Carroll, VA perils: 4 tropical-storm, 2 severe-storm; Carroll, VA five-year count 8 (severity 14.0); Carroll, VA ten-year 8; hazard-weighted, Carroll, VA: 14.0.
Declared incidents on the Carroll, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Carroll, VA); 2024 Tropical Storm 4 (Carroll, VA).
NFIP claims, Carroll, VA, three years: 3; Carroll, VA payouts $73,731; per Carroll, VA claim $24,577; Carroll, VA claim-stress 71/100.
Carroll, VA monthly score held, 78 (March 2026) to 78 (October 2026); Carroll, VA by month: March 78, April 78, May 83, June 83 (Carroll, VA), July 80, August 82, September 86, October 78.
Carroll, VA components: climate 83, NFIP claims 71; Carroll, VA retreat index 78.
Construction distress, Carroll, VA: 49/100 as of August 2026 (Carroll, VA: 49/100 one-to-four unit, 5/100 multifamily).
Carroll, VA ZIPs, June 2026 (Carroll, VA, 16 highest): score 0 (Carroll, VA), climate 45 (Carroll, VA): 24360; score 0 (Carroll, VA), climate 43 (Carroll, VA): 24347; score 0 (Carroll, VA), climate 42 (Carroll, VA): 24312; score 0 (Carroll, VA), climate 40 (Carroll, VA): 24325, 24328, 24343, 24351, Carroll, VA 24352, 24381; score 0 (Carroll, VA), climate 39 (Carroll, VA): 24317, 24350; score 0 (Carroll, VA), climate 28 (Carroll, VA): 24333; score 0 (Carroll, VA), climate 25 (Carroll, VA): 24330; score 0 (Carroll, VA), climate 21 (Carroll, VA): 24053; score 0 (Carroll, VA), climate 20 (Carroll, VA): 24120; score 0 (Carroll, VA), climate 18 (Carroll, VA): 24105.
DLRadar rescores Carroll, VA monthly; Carroll, VA readings join Carroll, VA foreclosure, lien and ownership parcels (Carroll, VA), so cost-squeezed Carroll, VA owners surface before listing.
Inside Virginia, Carroll County ranks 13th of 133 counties for home-insurance distress at 79/100; Radford County (80/100) sits just above Carroll County, and Dickenson County (78/100) sits just below Carroll County.
Deterministic. Every Carroll County, VA signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, VA) · how insurance distress works in Carroll, VA · methodology
FAQ: Carroll County, VA insurance distress
What is the Carroll County, VA home-insurance-distress score?
Carroll, VA: 79/100 (MEDIUM), #389 of 3,222, #13 in Virginia. FEMA hazard, Carroll, VA: 84/100; NFIP stress, Carroll, VA: 71/100; construction, Carroll, VA: 49/100; Carroll, VA rescores monthly.
Is Carroll County insurance distress getting better or worse (VA)?
Carroll, VA: 78 in March 2026; Carroll, VA: 78 in October 2026 (unchanged); Carroll, VA climate component 83; Carroll, VA NFIP claims score 71.
How many flood-insurance claims has Carroll County, VA had?
Carroll, VA: 3 NFIP claims, three years; Carroll, VA paid $73,731; per Carroll, VA claim $24,577; carriers reprice Carroll, VA against that record.
Which Carroll County ZIP codes carry the most insurance distress (VA)?
Carroll, VA, June 2026: 24360 at 0, 24347 at 0, 24312 at 0, 24325 at 0; Carroll, VA climate scores there: 45, 43, 42, 40.
Why does Carroll, VA insurance distress create sellers?
A Carroll, VA premium outruns the Carroll, VA budget; a carrier leaves Carroll, VA; Carroll, VA carrying cost passes plan; Carroll, VA owners sell while current; Carroll, VA insurance distress leads Carroll, VA foreclosure data.