Smyth County, VA: Home-Insurance Distress & Forced-Sale Pressure
Smyth County, VA: 85/100 (severe) home-insurance distress; Smyth, VA band HIGH; Smyth, VA #227 of 3,222 counties; Smyth, VA #7 of 133 in Virginia.
FEMA hazard, Smyth, VA: 84/100; Smyth, VA declarations, three years: 8; Smyth, VA perils: 4 tropical-storm, 2 severe-storm; Smyth, VA five-year count 8 (severity 14.0); Smyth, VA ten-year 8; hazard-weighted, Smyth, VA: 14.0.
Declared incidents on the Smyth, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Smyth, VA); 2024 Tropical Storm 4 (Smyth, VA).
NFIP claims, Smyth, VA, three years: 32; Smyth, VA payouts $724,049; per Smyth, VA claim $22,627; Smyth, VA claim-stress 86/100.
Smyth, VA monthly score rose, 83 (March 2026) to 84 (October 2026); Smyth, VA by month: March 83, April 83, May 88, June 88 (Smyth, VA), July 85, August 88, September 91, October 84.
Smyth, VA components: climate 83, NFIP claims 86; Smyth, VA retreat index 84.
Construction distress, Smyth, VA: 39/100 as of August 2026 (Smyth, VA: 48/100 one-to-four unit, 0/100 multifamily).
Smyth, VA ZIPs, June 2026 (Smyth, VA, 10 highest): score 0 (Smyth, VA), climate 55 (Smyth, VA): 24316; score 0 (Smyth, VA), climate 54 (Smyth, VA): 24311, 24354, 24375; score 0 (Smyth, VA), climate 52 (Smyth, VA): 24319, 24370; score 0 (Smyth, VA), climate 48 (Smyth, VA): 24368; score 0 (Smyth, VA), climate 45 (Smyth, VA): 24236; score 0 (Smyth, VA), climate 27 (Smyth, VA): 24318, 24378.
DLRadar rescores Smyth, VA monthly; Smyth, VA readings join Smyth, VA foreclosure, lien and ownership parcels (Smyth, VA), so cost-squeezed Smyth, VA owners surface before listing.
Inside Virginia, Smyth County ranks 7th of 133 counties for home-insurance distress at 85/100; Giles County (85/100) sits just above Smyth County, and Bland County (84/100) sits just below Smyth County.
Deterministic. Every Smyth County, VA signal traces to a public Smyth dataset (FEMA, NFIP, Census for Smyth, VA) · how insurance distress works in Smyth, VA · methodology
FAQ: Smyth County, VA insurance distress
What is the Smyth County, VA home-insurance-distress score?
Smyth, VA: 85/100 (HIGH), #227 of 3,222, #7 in Virginia. FEMA hazard, Smyth, VA: 84/100; NFIP stress, Smyth, VA: 86/100; construction, Smyth, VA: 39/100; Smyth, VA rescores monthly.
Is Smyth County insurance distress getting better or worse (VA)?
Smyth, VA: 83 in March 2026; Smyth, VA: 84 in October 2026 (worse); Smyth, VA climate component 83; Smyth, VA NFIP claims score 86.
How many flood-insurance claims has Smyth County, VA had?
Smyth, VA: 32 NFIP claims, three years; Smyth, VA paid $724,049; per Smyth, VA claim $22,627; carriers reprice Smyth, VA against that record.
Which Smyth County ZIP codes carry the most insurance distress (VA)?
Smyth, VA, June 2026: 24316 at 0, 24311 at 0, 24354 at 0, 24375 at 0; Smyth, VA climate scores there: 55, 54, 54, 54.
Why does Smyth, VA insurance distress create sellers?
A Smyth, VA premium outruns the Smyth, VA budget; a carrier leaves Smyth, VA; Smyth, VA carrying cost passes plan; Smyth, VA owners sell while current; Smyth, VA insurance distress leads Smyth, VA foreclosure data.