Jefferson County, WA: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, WA: 50/100 (elevated) home-insurance distress; Jefferson, WA band MEDIUM; Jefferson, WA #1,081 of 3,222 counties; Jefferson, WA #18 of 39 in Washington; raw Jefferson, WA 56.5.
FEMA hazard, Jefferson, WA: 74/100; Jefferson, WA declarations, three years: 9; Jefferson, WA perils: 4 flood, 3 severe-storm; Jefferson, WA five-year count 4 (severity 7.0); Jefferson, WA ten-year 4; hazard-weighted, Jefferson, WA: 15.0.
Declared incidents on the Jefferson, WA record: 2026 Flood 2; 2025 Flood 2 (Jefferson, WA); 2024 Severe Storm 2 (Jefferson, WA).
NFIP claims, Jefferson, WA, three years: 1; Jefferson, WA payouts $0; per Jefferson, WA claim $0; Jefferson, WA claim-stress 15/100.
Jefferson, WA monthly score rose, 47 (March 2026) to 50 (October 2026); Jefferson, WA by month: March 47, April 47, May 55, June 55 (Jefferson, WA), July 54, August 55, September 60, October 50.
Jefferson, WA components: climate 73, NFIP claims 15; Jefferson, WA retreat index 50.
Construction distress, Jefferson, WA: 39/100 as of August 2026 (Jefferson, WA: 40/100 one-to-four unit, 8/100 multifamily).
Jefferson, WA ZIPs, June 2026 (Jefferson, WA, 9 highest): score 0 (Jefferson, WA), climate 86 (Jefferson, WA): 98382; score 0 (Jefferson, WA), climate 65 (Jefferson, WA): 98331; score 0 (Jefferson, WA), climate 60 (Jefferson, WA): 98320, 98325, 98339, 98358, Jefferson, WA 98365, 98368, 98376.
DLRadar rescores Jefferson, WA monthly; Jefferson, WA readings join Jefferson, WA foreclosure, lien and ownership parcels (Jefferson, WA), so cost-squeezed Jefferson, WA owners surface before listing.
Inside Washington, Jefferson County ranks 18th of 39 counties for home-insurance distress at 50/100; Whitman County (61/100) sits just above Jefferson County, and Thurston County (49/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, WA signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, WA) · how insurance distress works in Jefferson, WA · methodology
FAQ: Jefferson County, WA insurance distress
What is the Jefferson County, WA home-insurance-distress score?
Jefferson, WA: 50/100 (MEDIUM), #1,081 of 3,222, #18 in Washington. FEMA hazard, Jefferson, WA: 74/100; NFIP stress, Jefferson, WA: 15/100; construction, Jefferson, WA: 39/100; Jefferson, WA rescores monthly.
Is Jefferson County insurance distress getting better or worse (WA)?
Jefferson, WA: 47 in March 2026; Jefferson, WA: 50 in October 2026 (worse); Jefferson, WA climate component 73; Jefferson, WA NFIP claims score 15.
How many flood-insurance claims has Jefferson County, WA had?
Jefferson, WA: 1 NFIP claims, three years; Jefferson, WA paid $0; per Jefferson, WA claim $0; carriers reprice Jefferson, WA against that record.
Which Jefferson County ZIP codes carry the most insurance distress (WA)?
Jefferson, WA, June 2026: 98382 at 0, 98331 at 0, 98320 at 0, 98325 at 0; Jefferson, WA climate scores there: 86, 65, 60, 60.
Why does Jefferson, WA insurance distress create sellers?
A Jefferson, WA premium outruns the Jefferson, WA budget; a carrier leaves Jefferson, WA; Jefferson, WA carrying cost passes plan; Jefferson, WA owners sell while current; Jefferson, WA insurance distress leads Jefferson, WA foreclosure data.