Thurston County, WA: Home-Insurance Distress & Forced-Sale Pressure
Thurston County, WA: 49/100 (elevated) home-insurance distress; Thurston, WA band MEDIUM; Thurston, WA #1,127 of 3,222 counties; Thurston, WA #19 of 39 in Washington.
FEMA hazard, Thurston, WA: 68/100; Thurston, WA declarations, three years: 4; Thurston, WA perils: 4 flood; Thurston, WA five-year count 2 (severity 4.0); Thurston, WA ten-year 2; hazard-weighted, Thurston, WA: 8.0.
Declared incidents on the Thurston, WA record: 2026 Flood 2; 2025 Flood 2 (Thurston, WA).
NFIP claims, Thurston, WA, three years: 2; Thurston, WA payouts $0; per Thurston, WA claim $0; Thurston, WA claim-stress 19/100.
Thurston, WA monthly score rose, 45 (March 2026) to 49 (October 2026); Thurston, WA by month: March 45, April 45, May 54, June 54 (Thurston, WA), July 52, August 52, September 57, October 49.
Thurston, WA components: climate 68, NFIP claims 19; Thurston, WA retreat index 49.
Construction distress, Thurston, WA: 27/100 as of August 2026 (Thurston, WA: 44/100 one-to-four unit, 7/100 multifamily).
Thurston, WA ZIPs, June 2026 (Thurston, WA, 16 highest): score 0 (Thurston, WA), climate 96 (Thurston, WA): 98568; score 0 (Thurston, WA), climate 95 (Thurston, WA): 98501, 98502, 98503, 98505, Thurston, WA 98506, 98512, 98513, 98516, Thurston, WA 98530, 98556, 98576, 98589, Thurston, WA 98597; score 0 (Thurston, WA), climate 92 (Thurston, WA): 98579; score 0 (Thurston, WA), climate 90 (Thurston, WA): 98531.
DLRadar rescores Thurston, WA monthly; Thurston, WA readings join Thurston, WA foreclosure, lien and ownership parcels (Thurston, WA), so cost-squeezed Thurston, WA owners surface before listing.
Inside Washington, Thurston County ranks 19th of 39 counties for home-insurance distress at 49/100; Jefferson County (50/100) sits just above Thurston County, and Clark County (47/100) sits just below Thurston County.
Deterministic. Every Thurston County, WA signal traces to a public Thurston dataset (FEMA, NFIP, Census for Thurston, WA) · how insurance distress works in Thurston, WA · methodology
FAQ: Thurston County, WA insurance distress
What is the Thurston County, WA home-insurance-distress score?
Thurston, WA: 49/100 (MEDIUM), #1,127 of 3,222, #19 in Washington. FEMA hazard, Thurston, WA: 68/100; NFIP stress, Thurston, WA: 19/100; construction, Thurston, WA: 27/100; Thurston, WA rescores monthly.
Is Thurston County insurance distress getting better or worse (WA)?
Thurston, WA: 45 in March 2026; Thurston, WA: 49 in October 2026 (worse); Thurston, WA climate component 68; Thurston, WA NFIP claims score 19.
How many flood-insurance claims has Thurston County, WA had?
Thurston, WA: 2 NFIP claims, three years; Thurston, WA paid $0; per Thurston, WA claim $0; carriers reprice Thurston, WA against that record.
Which Thurston County ZIP codes carry the most insurance distress (WA)?
Thurston, WA, June 2026: 98568 at 0, 98501 at 0, 98502 at 0, 98503 at 0; Thurston, WA climate scores there: 96, 95, 95, 95.
Why does Thurston, WA insurance distress create sellers?
A Thurston, WA premium outruns the Thurston, WA budget; a carrier leaves Thurston, WA; Thurston, WA carrying cost passes plan; Thurston, WA owners sell while current; Thurston, WA insurance distress leads Thurston, WA foreclosure data.