Jefferson County, WV: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, WV: 21/100 (low) home-insurance distress; Jefferson, WV band LOW; Jefferson, WV #2,092 of 3,222 counties; Jefferson, WV #44 of 55 in West Virginia; raw Jefferson, WV 24.7; Jefferson, WV coverage multiplier 0.85.
FEMA hazard, Jefferson, WV: 0/100; Jefferson, WV declarations, three years: 3; Jefferson, WV five-year count 2 (severity 4.0); Jefferson, WV ten-year 2.
Declared incidents on the Jefferson, WV record: 2026 Winter Storm 2 (Jefferson, WV).
NFIP claims, Jefferson, WV, three years: 2; Jefferson, WV payouts $22,026; per Jefferson, WV claim $11,013; Jefferson, WV claim-stress 62/100.
Jefferson, WV monthly score fell, 24 (March 2026) to 21 (October 2026); Jefferson, WV by month: March 24, April 24, May 24, June 24 (Jefferson, WV), July 24, August 24, September 24, October 21.
Jefferson, WV components: NFIP claims 62; Jefferson, WV retreat index 21; Jefferson, WV climate multiplier 0.85.
Construction distress, Jefferson, WV: 52/100 as of August 2026 (Jefferson, WV: 35/100 one-to-four unit, 100/100 multifamily).
Jefferson, WV ZIPs, June 2026 (Jefferson, WV, 9 highest): score 0 (Jefferson, WV), climate 55 (Jefferson, WV): 25430, 25443; score 0 (Jefferson, WV), climate 53 (Jefferson, WV): 25414, 25425, 25432, 25438, Jefferson, WV 25442, 25446; score 0 (Jefferson, WV), climate 39 (Jefferson, WV): 20135.
DLRadar rescores Jefferson, WV monthly; Jefferson, WV readings join Jefferson, WV foreclosure, lien and ownership parcels (Jefferson, WV), so cost-squeezed Jefferson, WV owners surface before listing.
Inside West Virginia, Jefferson County ranks 44th of 55 counties for home-insurance distress at 21/100; Webster County (24/100) sits just above Jefferson County, and Taylor County (20/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, WV signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, WV) · how insurance distress works in Jefferson, WV · methodology
FAQ: Jefferson County, WV insurance distress
What is the Jefferson County, WV home-insurance-distress score?
Jefferson, WV: 21/100 (LOW), #2,092 of 3,222, #44 in West Virginia. FEMA hazard, Jefferson, WV: 0/100; NFIP stress, Jefferson, WV: 62/100; construction, Jefferson, WV: 52/100; Jefferson, WV rescores monthly.
Is Jefferson County insurance distress getting better or worse (WV)?
Jefferson, WV: 24 in March 2026; Jefferson, WV: 21 in October 2026 (better); Jefferson, WV NFIP claims score 62.
How many flood-insurance claims has Jefferson County, WV had?
Jefferson, WV: 2 NFIP claims, three years; Jefferson, WV paid $22,026; per Jefferson, WV claim $11,013; carriers reprice Jefferson, WV against that record.
Which Jefferson County ZIP codes carry the most insurance distress (WV)?
Jefferson, WV, June 2026: 25430 at 0, 25443 at 0, 25414 at 0, 25425 at 0; Jefferson, WV climate scores there: 55, 55, 53, 53.
Why does Jefferson, WV insurance distress create sellers?
A Jefferson, WV premium outruns the Jefferson, WV budget; a carrier leaves Jefferson, WV; Jefferson, WV carrying cost passes plan; Jefferson, WV owners sell while current; Jefferson, WV insurance distress leads Jefferson, WV foreclosure data.