Monongalia County, WV: Home-Insurance Distress & Forced-Sale Pressure
Monongalia County, WV: 20/100 (low) home-insurance distress; Monongalia, WV band LOW; Monongalia, WV #2,325 of 3,222 counties; Monongalia, WV #46 of 55 in West Virginia; raw Monongalia, WV 23.2; Monongalia, WV coverage multiplier 0.85.
FEMA hazard, Monongalia, WV: 0/100; Monongalia, WV declarations, three years: 2; Monongalia, WV five-year count 2 (severity 4.0); Monongalia, WV ten-year 2.
Declared incidents on the Monongalia, WV record: 2026 Winter Storm 2 (Monongalia, WV).
NFIP claims, Monongalia, WV, three years: 1; Monongalia, WV payouts $14,723; per Monongalia, WV claim $14,723; Monongalia, WV claim-stress 58/100.
Monongalia, WV monthly score fell, 23 (March 2026) to 20 (October 2026); Monongalia, WV by month: March 23, April 23, May 22, June 22 (Monongalia, WV), July 22, August 22, September 22, October 20.
Monongalia, WV components: NFIP claims 58; Monongalia, WV retreat index 20; Monongalia, WV climate multiplier 0.85.
Construction distress, Monongalia, WV: 32/100 as of August 2026 (Monongalia, WV: 32/100 one-to-four unit, 1/100 multifamily).
Monongalia, WV ZIPs, June 2026 (Monongalia, WV, 16 highest): score 0 (Monongalia, WV), climate 75 (Monongalia, WV): 26501, 26505, 26506, 26508, Monongalia, WV 26521, 26534, 26541, 26543, Monongalia, WV 26544, 26546, 26590; score 0 (Monongalia, WV), climate 74 (Monongalia, WV): 26570; score 0 (Monongalia, WV), climate 72 (Monongalia, WV): 26582, 26588; score 0 (Monongalia, WV), climate 70 (Monongalia, WV): 26554; score 0 (Monongalia, WV), climate 61 (Monongalia, WV): 26562.
DLRadar rescores Monongalia, WV monthly; Monongalia, WV readings join Monongalia, WV foreclosure, lien and ownership parcels (Monongalia, WV), so cost-squeezed Monongalia, WV owners surface before listing.
Inside West Virginia, Monongalia County ranks 46th of 55 counties for home-insurance distress at 20/100; Taylor County (20/100) sits just above Monongalia County, and Mason County (17/100) sits just below Monongalia County.
Deterministic. Every Monongalia County, WV signal traces to a public Monongalia dataset (FEMA, NFIP, Census for Monongalia, WV) · how insurance distress works in Monongalia, WV · methodology
FAQ: Monongalia County, WV insurance distress
What is the Monongalia County, WV home-insurance-distress score?
Monongalia, WV: 20/100 (LOW), #2,325 of 3,222, #46 in West Virginia. FEMA hazard, Monongalia, WV: 0/100; NFIP stress, Monongalia, WV: 58/100; construction, Monongalia, WV: 32/100; Monongalia, WV rescores monthly.
Is Monongalia County insurance distress getting better or worse (WV)?
Monongalia, WV: 23 in March 2026; Monongalia, WV: 20 in October 2026 (better); Monongalia, WV NFIP claims score 58.
How many flood-insurance claims has Monongalia County, WV had?
Monongalia, WV: 1 NFIP claims, three years; Monongalia, WV paid $14,723; per Monongalia, WV claim $14,723; carriers reprice Monongalia, WV against that record.
Which Monongalia County ZIP codes carry the most insurance distress (WV)?
Monongalia, WV, June 2026: 26501 at 0, 26505 at 0, 26506 at 0, 26508 at 0; Monongalia, WV climate scores there: 75, 75, 75, 75.
Why does Monongalia, WV insurance distress create sellers?
A Monongalia, WV premium outruns the Monongalia, WV budget; a carrier leaves Monongalia, WV; Monongalia, WV carrying cost passes plan; Monongalia, WV owners sell while current; Monongalia, WV insurance distress leads Monongalia, WV foreclosure data.