ZIP 20746 Foreclosure, Tax-Lien & Distress Report

In Prince George's County, Maryland, ZIP 20746 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (59/100), structural risk (58/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Structurally it carries 58/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 1.6% year on year, and 7% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.5%. Around 36% of renters are cost-burdened. Roughly 11.8% live below the poverty line. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 14,263 housing units. A median home runs $351,500 here, or 4.2 times local income. At $78,391, median income runs near typical U.S. levels. 27,494 residents call 20746 home, typically aged 41. On demographic stress specifically, 20746 scores 35/100. Owners hold 33% of homes, renters 67%.

Net-net, 20746 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 20746 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 20746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 20746 reflects the current record instead of a stale or modeled snapshot.

Behind 20746's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 20746 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.