ZIP 25125 Foreclosure, Tax-Lien & Distress Report
Clay County, West Virginia · High Vacancy market
Composite property distress in 25125 (Clay County, West Virginia) lands at 18/100 — low on DLRadar's public-record scoring. The split runs 40/100 structural to 5/100 active on the ground. Property-level stress concentrates in construction/permit lag (92/100), structural risk (40/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (16/100).
Prices here sit in a expansion phase: values rose 9.1% over the trailing year, at 83/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
DLRadar's demographic-stress index for the area reads 25/100. The poverty rate is 27.0% — high, a tax-stress and distress correlate. About 14% have a four-year degree. Rent burden reaches 0% of tenant households. The typical home is worth about $138,000 (1.8× income, relatively affordable). Owners hold 80% of homes, renters 20%. 1,016 residents call 25125 home, typically aged 42. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $70,313, near the U.S. median near $78,000. The ZIP holds roughly 378 housing units.
Taken together, 25125 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 25125 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 25125, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 figure for 25125 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 25125 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 25125
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 25125 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 25125, the same set carried on every parcel.
Clay County ZIPs near 25125
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Other reports tied to Clay County, West Virginia — ZIP, county and statewide.
See every distressed parcel in 25125
The full 25125 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology