ZIP 50846 Foreclosure, Tax-Lien & Distress Report
Adair County, Iowa · Affordable market
In Adair County, Iowa, ZIP 50846 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 26/100 structural and 3/100 already moving. What sets it apart are the readings on institutional ownership (27/100), structural risk (26/100), mortgage stress (12/100). mortgage stress (12/100) and construction/permit lag (8/100) stay muted.
Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $73,333 — near the roughly $78,000 national figure. On demographic stress specifically, 50846 scores 17/100. Around 8% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated. A median home runs $108,800 here, or 1.2 times local income. 1,223 residents call 50846 home, typically aged 38. 70% of housing is owner-occupied. The poverty rate is 2.9% — low. There are about 636 housing units across 50846.
Net-net, 50846 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 50846 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 50846 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Adair County, Iowa and the nation. Sparse data for 50846 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 50846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 50846 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 50846
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 50846 distress snapshot
Current distress, phase, housing and lender-pressure figures for 50846, drawn from the same report attached to each property.
Other Adair County ZIP codes
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Deterministic scoring, sourced entirely from public data · methodology