ZIP 60931 Foreclosure, Tax-Lien & Distress Report

In Iroquois County, Illinois, ZIP 60931 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Structural exposure scores 33 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 60931 posted values that rose 5.3% over the year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 60931 scores 23/100. The ZIP holds roughly 262 housing units. Rent burden reaches 14% of tenant households. Households earn a median $53,500 — below the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. The poverty rate is 11.7%. The typical home is worth about $104,700 (2.1× income, relatively affordable). Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. 468 residents call 60931 home, typically aged 44.

On the whole, 60931 leans distressed, with opportunity clustered in specific stressed parcels. 60931 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 60931 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 60931, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 60931 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 60931 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.