ZIP 68045 Property Distress & Foreclosure Data

In Burt County, Nebraska, ZIP 68045 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (66/100), structural risk (51/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). The latent-versus-live split is 51/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 36% higher over three years (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $76,842, median income runs near typical U.S. levels. The poverty rate is 8.9%. Around 29% of adults hold a bachelor's degree or higher. Around 25% of renters are cost-burdened. The typical home is worth about $163,100 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 871 housing units. 73% of housing is owner-occupied. The vacancy rate is 8.7%. 2,191 residents call 68045 home, typically aged 41.

Overall, 68045 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.