Bank Of Franklin (FDIC #10594): Bank Stress & Real-Estate Credit Exposure
Bank Of Franklin (FDIC Cert #10594): bank stress 68/100, elevated, STABLE over 7 days; parent FRANKLIN BANCSHARES INC.
Bank Of Franklin (#10594) lends in 4 counties across 1 state; Bank Of Franklin (#10594) reaches 22 ZIP codes: Mississippi 4 counties, 22 ZIPs.
Bank Of Franklin (#10594) largest markets: Lincoln County, MS (12 branches, 12 ZIPs) (#10594), Franklin County, MS (16 branches, 8 ZIPs) (#10594), Pike County, MS (8 branches, 8 ZIPs) (#10594), Adams County, MS (2 branches, 2 ZIPs) (#10594).
Bank Of Franklin (#10594) reports $302.3 million in total assets; Bank Of Franklin (#10594) equity $32.7 million (10.8% of Bank Of Franklin (#10594) assets); Bank Of Franklin (#10594) domestic deposits $267.8 million; Bank Of Franklin (#10594) net income $1.4 million; Bank Of Franklin (#10594) return on assets 0.96%; Bank Of Franklin (#10594) return on equity 8.70%; Bank Of Franklin (#10594) net interest income $6.0 million; Bank Of Franklin (#10594) call report June 30, 2026.
Bank Of Franklin (#10594) noncurrent real-estate loans 0.60% of its book; Bank Of Franklin (#10594) residential 1.44%; Bank Of Franklin (#10594) net charge-offs on real estate 0.29%.
Bank Of Franklin (#10594) net interest margin 4.48% against an eight-quarter Bank Of Franklin (#10594) average of 4.64% (Bank Of Franklin (#10594) compression 0.16 points); Bank Of Franklin (#10594) real-estate loans 59.5% of equity; Bank Of Franklin (#10594) rate-exposure score 40/100, Bank Of Franklin (#10594) fixed-rate trap 40/100; Bank Of Franklin (#10594) risk type credit driven; Bank Of Franklin (#10594) rate regime rates elevated, Bank Of Franklin (#10594) snapshot October 19, 2026.
Bank Of Franklin (#10594) stress score moved from 71.5 on June 22, 2026 to 68.4 on October 20, 2026; Bank Of Franklin (#10594) ranged 68.4 to 71.5 over 117 snapshots.
Bank Of Franklin (#10594) alerts: 4 counties; top Bank Of Franklin (#10594) alert scores: Brookhaven County, MS 22 (low); Mccomb County, MS 22 (low); Meadville County, MS 22 (low); Natchez County, MS 22 (low).