Franklin County, MS: Foreclosures, Tax Liens & Distressed Properties

For Franklin County, Mississippi, DLRadar turns county and parcel public records into a single distress score per ZIP. ZIP-level distress ranges from 22/100 at the top down to 2/100. There are 8 scored ZIPs in the county (mean composite 11/100). The county's lending-headwind score sits at 38/100 (moderate).

The county market is in a peak phase: home prices rose 3.8% over the past year, at 28/100 phase confidence. With pricing topped out, blanket buying underperforms — the edge is parcel by parcel.

Near the cycle top at +3.8% YoY (28/100 confidence), opportunity is parcel-specific and a county-wide sweep stays on the shelf. A moderate 38/100 lender headwind means a blend the ZIP scores sort out.

By composite, 39661 (22/100), 39653 (13/100), 39664 (13/100), 39630 (12/100), 39601 (11/100), 39647 (11/100) top the county — tap any ZIP to go deeper. The breakdown continues through 39668, 39069 and more.

On the housing-and-income side, Franklin County's scored ZIPs report a median household income near $42,363 (below the US norm), a 29.1% vacancy rate, median home values around $116,488 (below the national figure), residents with a median age around 39.7, poverty running near 30.5%, 78% of homes owner-occupied. These fundamentals frame the kind of distress to expect and the buyer pool on exit.

At 11/100 composite over 8 ZIPs, Franklin County is a screen-by-ZIP market — work it parcel by parcel. Inside DLRadar, each Franklin County property carries owner, APN and address, score, bank exposure and an exit-velocity estimate.

Whether Franklin County, Mississippi carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Franklin County can be compared directly against any county in the country.

Scores in Franklin County, Mississippi exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Franklin County data is thin.

Drilling in, Franklin County's highest-scoring ZIPs are 39661 (22/100), 39653 (13/100), 39664 (13/100), 39630 (12/100), 39601 (11/100), 39647 (11/100). DLRadar also scores 39668, 39069 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Franklin County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.