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Franklin County, MS: Foreclosures, Tax Liens & Distressed Properties

Franklin County, MS, Mississippi: 8 ZIP codes scored, Franklin County, MS averaging 12/100 (minimal, Franklin, MS), from 2 to 22. Franklin County, MS is in its peak phase (Franklin, MS confidence 28/100): Franklin, MS home prices up 3.8% (Franklin, MS) over twelve months. Franklin County, MS lender headwind: 38/100.

Highest-scoring Franklin County, MS ZIPs: 39661 (22/100), 39601 (16/100), 39653 (14/100), 39664 (14/100), 39630 (12/100), 39647 (12/100). Also scored in Franklin County, MS: 39668, 39069.

Across Franklin County, MS's scored ZIPs: median home value $116,488, household income $42,363, 29.1% vacancy, 30.5% poverty, 78% owner-occupied, median age 39.7.

Franklin County, MS insurance distress 52/100 (#1,054 in the US); FEMA hazard 40/100 for Franklin, MS; 6 federal disaster declarations in Franklin County, MS since 2023; 1 Franklin, MS NFIP flood claims, $53K paid; Franklin, MS construction distress 20/100.

2 banks with 3 branches lend in Franklin County, MS; Franklin, MS weighted bank stress 66/100, highest 68/100 in Franklin, MS.

Franklin County, MS unemployment 4.0% (Franklin, MS -1.0 pts, six months).

4,329 housing units in Franklin County, MS; 589 Franklin, MS renter households; 24% of Franklin, MS renters spend 30%+ of income on rent, 19% (Franklin, MS) half or more.

Franklin County, MS ranks #1,564 nationally on the opportunity index (Franklin, MS, among all ranked counties); Franklin, MS scores 29.2/100 and Franklin, MS sits #52 inside Mississippi. Franklin, MS is in the early_signal opportunity phase; Franklin, MS's primary driver is vacancy, Franklin, MS second driver bank institutional; Franklin, MS moved down 565 places. 2 short-sale listings across Franklin, MS; 9 days on market observed in Franklin, MS; 29.0% vacancy over 8 Franklin, MS ZIPs.

No CFPB county sample covers Franklin County, MS. The non-metro area reading for Franklin, MS: 1.8% ninety-plus days late; Franklin, MS's thirty-to-eighty-nine share is 5.9% (Franklin, MS, December 2025 data); Mississippi overall 1.8%.

Franklin County, MS has 2 watched banks; 2 Franklin, MS banks sit in an elevated band. Franklin, MS footprints: Bank Of Franklin (2 branches, stress 68) in Franklin, MS; United Mississippi Bank (1 branch, stress 62) in Franklin, MS.

1,255 of the 4,329 housing units in Franklin, MS sit vacant.

Peak
Market phase
3.8%
Franklin, MS HPI YoY
0%
Drawdown
28
Franklin confidence

Most distressed ZIP codes in Franklin County

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