ZIP 39647 Property Distress & Foreclosure Data

Composite property distress in 39647 (Franklin County, Mississippi) lands at 7/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (18/100), institutional ownership (16/100), mortgage stress (11/100). By contrast, institutional ownership (16/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). The latent-versus-live split is 18/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $57,024, below the U.S. median near $78,000. 41.0% of residents fall below the poverty threshold. Home values center near $212,000, an affordability ratio of 2.7× — accessible. Around 100% of renters are cost-burdened. The ZIP holds roughly 547 housing units. Educational attainment sits at 23% bachelor's-or-above. Owners hold 92% of homes, renters 8%. DLRadar's demographic-stress index for the area reads 46/100. The vacancy rate is 53.5% — elevated. About 666 people live here, median age 42.

Net-net, 39647 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.