ZIP 39647 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 39647 in Franklin County, Mississippi comes in at 11, a minimal composite-distress reading. Its heaviest discrete signals: institutional ownership (37/100), structural risk (26/100), mortgage stress (11/100). On the quiet end sit structural risk (26/100) and mortgage stress (11/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Structural risk reads 26/100 against active distress of 3/100.

The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $57,024 — below the roughly $78,000 national figure. Roughly 41.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $212,000 here, or 2.7 times local income. Around 100% of renters are cost-burdened. There are about 547 housing units across 39647. About 23% have a four-year degree. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 39647 scores 46/100. The vacancy rate is 53.5% — elevated. Population is roughly 666 with a median age of 42.

On the whole, 39647 leans distressed, with opportunity clustered in specific stressed parcels. While 39647 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 39647 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39647 can be compared directly against any other ZIP in Franklin County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 39647, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

39647's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 39647 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.