ZIP 39641 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 39641 (Lawrence County, Mississippi) lands at 12/100 — minimal on DLRadar's distress scoring. Structurally it carries 25/100, against 4/100 of stress already in motion. Property-level stress concentrates in institutional ownership (36/100), structural risk (25/100), mortgage stress (13/100). By contrast, structural risk (25/100) and mortgage stress (13/100) register low.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $62,505 — below the roughly $78,000 national figure. Around 8% of renters are cost-burdened. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 10% of adults hold a bachelor's degree or higher. There are about 2,711 housing units across 39641. The vacancy rate is 16.4% — elevated. About 6,821 people live here, median age 36. The demographic-stress sub-score lands at 25/100. 83% of housing is owner-occupied. Home values center near $119,800, an affordability ratio of 1.9× — accessible.

On the whole, 39641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 39641 read uses the identical scoring model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 39641 stays directly comparable to neighboring ZIPs and the rest of Lawrence County, Mississippi. 39641 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 figure for 39641 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 39641 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.