ZIP 39648 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 39648 in Pike County, Mississippi comes in at 27, a low composite-distress reading. The latent-versus-live split is 62/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (62/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (63/100).

The peak-phase market in 39648 posted values that rose 3.6% over the year, and 17% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $105,300, an affordability ratio of 2.6× — accessible. Roughly 27.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 19,767 with a median age of 37. There are about 10,767 housing units across 39648. Households earn a median $40,773 — below the roughly $78,000 national figure. The vacancy rate is 21.9% — elevated. About 16% have a four-year degree. Around 32% of renters are cost-burdened. The tenure split is 55% owner-occupied to 45% rented. The demographic-stress sub-score lands at 34/100.

Net-net, 39648 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 39648 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39648 can be compared directly against any other ZIP in Pike County, Mississippi or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 39648 shows blanks, not estimates, wherever the record is sparse.

39648's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 39648 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.