ZIP 39654 Property Distress & Foreclosure Data

In Lawrence County, Mississippi, ZIP 39654 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 8/100 structural and 2/100 already moving. Its standout signals are structural risk (8/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The peak-phase market in 39654 posted values that rose 4.7% over the year, and 16% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 48% of renters are cost-burdened. About 14% have a four-year degree. Households earn a median $41,053 — below the roughly $78,000 national figure. Population is roughly 4,589 with a median age of 39. The ZIP holds roughly 2,487 housing units. A median home runs $106,300 here, or 2.6 times local income. Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 39654 scores 34/100. The vacancy rate is 30.9% — elevated. The tenure split is 76% owner-occupied to 24% rented.

On the whole, 39654 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

4/100
Composite stress
8/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 39654

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lawrence County

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Deterministic. Every signal traces to a public dataset · methodology