ZIP 39661 Foreclosure, Tax-Lien & Distress Report
Franklin County, Mississippi · High Vacancy market
ZIP 39661's composite property-distress score is 22/100 - DLRadar classes that as low for Franklin County, Mississippi. What sets it apart are the readings on construction/permit lag (100/100), structural risk (52/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (11/100). Structurally it carries 52/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100).
The peak-phase market in 39661 posted values that rose 3.8% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The demographic-stress sub-score lands at 29/100. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 35.7% — elevated. Around 24% of renters are cost-burdened. Median household income is $45,048, below the U.S. median near $78,000. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,208 housing units. Population is roughly 2,641 with a median age of 47. A median home runs $86,600 here, or 1.8 times local income. 84% of housing is owner-occupied.
Net-net, 39661 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39661 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 39661's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 39661 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 for 39661 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 39661 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 39661
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 39661 by the numbers
A live read on 39661: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Franklin County ZIP reports
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Keep going: ZIP, county and state distress coverage for Franklin County, Mississippi.
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Deterministic. Every signal traces to a public dataset · methodology