ZIP 39661 Property Distress & Foreclosure Data

Franklin County, Mississippi's ZIP 39661 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (11/100) stay muted. The latent-versus-live split is 40/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 29/100. The poverty rate is 22.2% — high, a tax-stress and distress correlate. The vacancy rate is 35.7% — elevated. Around 24% of renters are cost-burdened. At $45,048, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,208 housing units. 2,641 residents call 39661 home, typically aged 47. The typical home is worth about $86,600 (1.8× income, relatively affordable). 84% of housing is owner-occupied.

Taken together, 39661 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.