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ZIP 39638 Foreclosure, Tax-Lien & Distress Report

Amite County, Mississippi · High Vacancy market

DLRadar grades ZIP 39638 (Amite County, Mississippi) at a minimal 13/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The split runs 30/100 structural to 5/100 active on the ground. The sharpest non-environmental signals are institutional ownership (43/100), structural risk (30/100), mortgage stress (18/100). By contrast, structural risk (30/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 3.8% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $37,051, below the U.S. median near $78,000. The poverty rate is 28.3% — high, a tax-stress and distress correlate. The tenure split is 82% owner-occupied to 18% rented. There are about 1,881 housing units across 39638. The demographic-stress sub-score lands at 32/100. Around 9% of adults hold a bachelor's degree or higher. About 3,478 people live here, median age 45. Home values center near $95,400, an affordability ratio of 2.3× — accessible. Rent burden reaches 40% of tenant households. The vacancy rate is 20.4% — elevated.

Net-net, 39638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 39638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 39638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

39638's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 39638 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

13/100
Composite stress
30/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 39638

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk37
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 39638 distress snapshot

The live 39638 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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