ZIP 39638 Property Distress & Foreclosure Data

Composite property distress in 39638 (Amite County, Mississippi) lands at 13/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). On the structural side it scores 29/100, with 5/100 of stress already active. The sharpest non-environmental signals are institutional ownership (39/100), structural risk (29/100), mortgage stress (18/100). By contrast, structural risk (29/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $37,051, below the U.S. median near $78,000. 28.3% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 1,881 housing units. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 9% bachelor's-or-above. About 3,478 people live here, median age 45. Home values center near $95,400, an affordability ratio of 2.3× — accessible. Around 40% of renters are cost-burdened. The vacancy rate is 20.4% — elevated.

Net-net, 39638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.