ZIP 39631 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 39631 in Wilkinson County, Mississippi comes in at 15, a low composite-distress reading. The latent-versus-live split is 33/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). The most distinctive pressure shows up in institutional ownership (55/100), structural risk (33/100), mortgage stress (20/100). On the quiet end sit structural risk (33/100) and mortgage stress (20/100).

The peak-phase market in 39631 posted values that rose 3.8% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 4,346 with a median age of 38. Households earn a median $39,125 — below the roughly $78,000 national figure. The vacancy rate is 19.7% — elevated. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 39631 scores 31/100. The ZIP holds roughly 2,133 housing units. Home values center near $69,300, an affordability ratio of 1.5× — accessible. Educational attainment sits at 10% bachelor's-or-above. Rent burden reaches 37% of tenant households. Roughly 34.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 39631 leans distressed, with opportunity clustered in specific stressed parcels. 39631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 39631's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 39631 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 39631 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.