ZIP 39645 Foreclosure, Tax-Lien & Distress Report
Amite County, Mississippi · High Vacancy market
DLRadar grades ZIP 39645 (Amite County, Mississippi) at a minimal 13/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (61/100)). Structural exposure scores 29 and live distress 5 on the 0–100 scale. Its standout signals are institutional ownership (39/100), structural risk (29/100), mortgage stress (18/100). On the quiet end sit structural risk (29/100) and mortgage stress (18/100).
The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 18.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 33/100. Households earn a median $37,750 — below the roughly $78,000 national figure. Home values center near $114,800, an affordability ratio of 2.5× — accessible. There are about 2,578 housing units across 39645. 85% of housing is owner-occupied. Around 8% of adults hold a bachelor's degree or higher. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. Around 57% of renters are cost-burdened. About 3,744 people live here, median age 51.
Taken together, 39645 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 39645 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 39645's 13/100 can be lined up against any neighbor in Amite County, Mississippi or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 39645, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 13/100 figure for 39645 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 39645 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 39645 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 39645 distress snapshot
Current distress, phase, housing and lender-pressure figures for 39645, drawn from the same report attached to each property.
Adjacent Amite County ZIP reports
Related reports across Amite County, Mississippi
Other reports tied to Amite County, Mississippi — ZIP, county and statewide.
See every distressed parcel in 39645
Open 39645 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology