ZIP 39653 Property Distress & Foreclosure Data

ZIP code 39653 in Franklin County, Mississippi carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 22/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). What sets it apart are the readings on institutional ownership (40/100), structural risk (22/100), mortgage stress (20/100). By contrast, structural risk (22/100) and mortgage stress (20/100) register low.

The market reads peak — home values rose 4.7% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $97,800, an affordability ratio of 1.9× — accessible. Median household income is $49,830, below the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. 22.9% of residents fall below the poverty threshold. About 2,761 people live here, median age 42. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 22% bachelor's-or-above. There are about 1,870 housing units across 39653. Rent burden reaches 34% of tenant households.

Net-net, 39653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.