ZIP 39120 Foreclosure, Tax-Lien & Distress Report
Adams County, Mississippi · High Vacancy market
Composite property distress in 39120 (Adams County, Mississippi) lands at 20/100 — low on DLRadar's distress scoring. The split runs 48/100 structural to 3/100 active on the ground. Leading the profile are construction/permit lag (100/100), structural risk (48/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (9/100) stay muted.
The market reads peak — home values rose 3.6% year on year, and 10% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 19% have a four-year degree. On demographic stress specifically, 39120 scores 33/100. Median household income is $40,586, below the U.S. median near $78,000. The ZIP holds roughly 14,994 housing units. The poverty rate is 27.5% — high, a tax-stress and distress correlate. 67% of housing is owner-occupied. Around 34% of renters are cost-burdened. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $107,300 here, or 2.6 times local income. 29,212 residents call 39120 home, typically aged 43.
Net-net, 39120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39120 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 39120's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 39120 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 39120 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39120 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 39120
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 39120 by the numbers
A live read on 39120: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Adams County
Nearest ZIP codes to 39120
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 39120
Additional distress intelligence spanning Adams County, Mississippi by ZIP, county and state.
The complete 39120 distress and acquisition report
Every distressed parcel in 39120 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology