ZIP 39630 Foreclosure, Tax-Lien & Distress Report
Franklin County, Mississippi · High Vacancy market
ZIP code 39630 in Franklin County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in institutional ownership (40/100), structural risk (27/100), mortgage stress (11/100). By contrast, structural risk (27/100) and mortgage stress (11/100) register low. Latent structural risk is 27/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100).
The peak-phase market in 39630 posted values that rose 3.8% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The poverty rate is 46.5% — high, a tax-stress and distress correlate. The vacancy rate is 38.5% — elevated. On demographic stress specifically, 39630 scores 43/100. Educational attainment sits at 9% bachelor's-or-above. Median household income is $25,724, below the U.S. median near $78,000. 871 residents call 39630 home, typically aged 27. Around 42% of renters are cost-burdened. There are about 527 housing units across 39630. A median home runs $81,900 here, or 3.1 times local income. The tenure split is 59% owner-occupied to 41% rented.
Taken together, 39630 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 39630 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 39630's 12/100 can be lined up against any neighbor in Franklin County, Mississippi or any ZIP coast to coast. Where the record is thin for 39630, the field stays empty rather than modeled, and fills in as new documents post.
39630's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 39630 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 39630
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 39630 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Franklin County, Mississippi at ZIP, county and state level.
Get the full acquisition report for 39630
The full 39630 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology