ZIP 39630 Property Distress & Foreclosure Data

ZIP code 39630 in Franklin County, Mississippi carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (18/100), institutional ownership (16/100), mortgage stress (11/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (11/100). On the structural side it scores 18/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (71/100)).

The peak-phase market in 39630 posted values that rose 4.7% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 46.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 38.5% — elevated. On demographic stress specifically, 39630 scores 43/100. About 9% have a four-year degree. Households earn a median $25,724 — below the roughly $78,000 national figure. Population is roughly 871 with a median age of 27. Around 42% of renters are cost-burdened. The ZIP holds roughly 527 housing units. A median home runs $81,900 here, or 3.1 times local income. The tenure split is 59% owner-occupied to 41% rented.

On the whole, 39630 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.