Lincoln County, MS: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, MS, Mississippi: 12 ZIP codes scored, Lincoln County, MS averaging 13/100 (minimal, Lincoln, MS), from 4 to 21. Lincoln County, MS is in its peak phase (Lincoln, MS confidence 21/100): Lincoln, MS home prices up 3.6% (Lincoln, MS) over twelve months. Lincoln County, MS lender headwind: 33/100.

Highest-scoring Lincoln County, MS ZIPs: 39666 (21/100), 39083 (18/100), 39629 (17/100), 39662 (17/100), 39601 (16/100), 39664 (14/100). Also scored in Lincoln County, MS: 39191, 39641, 39647, 39665, 39654, 39668.

Across Lincoln County, MS's scored ZIPs: median home value $128,691, household income $47,156, 20.4% vacancy, 23.6% poverty, 81% owner-occupied, median age 40.2.

Lincoln County, MS insurance distress 54/100 (#1,012 in the US); FEMA hazard 40/100 for Lincoln, MS; 6 federal disaster declarations in Lincoln County, MS since 2023; 2 Lincoln, MS NFIP flood claims, $109K paid; Lincoln, MS construction distress 1/100.

9 banks with 13 branches lend in Lincoln County, MS; Lincoln, MS weighted bank stress 59/100, highest 69/100 in Lincoln, MS.

Lincoln County, MS unemployment 3.2% (Lincoln, MS -1.2 pts, six months); 32 new housing units permitted in Lincoln County, MS over twelve months, Lincoln, MS up 256% from 9; Lincoln, MS home prices +6.4% a year (Lincoln, MS) over three years.

15,966 housing units in Lincoln County, MS; 3,412 Lincoln, MS renter households; 31% of Lincoln, MS renters spend 30%+ of income on rent, 19% (Lincoln, MS) half or more.

Lincoln County, MS ranks #826 nationally on the opportunity index (Lincoln, MS, among all ranked counties); Lincoln, MS scores 31.9/100 and Lincoln, MS sits #24 inside Mississippi. Lincoln, MS is in the watchlist opportunity phase; Lincoln, MS's primary driver is vacancy, Lincoln, MS second driver bank institutional; Lincoln, MS moved up 977 places. 9 short-sale listings across Lincoln, MS; 38 days on market observed in Lincoln, MS; 17.5% vacancy over 12 Lincoln, MS ZIPs.

No CFPB county sample covers Lincoln County, MS. The non-metro area reading for Lincoln, MS: 1.8% ninety-plus days late; Lincoln, MS's thirty-to-eighty-nine share is 5.9% (Lincoln, MS, December 2025 data); Mississippi overall 1.8%.

Lincoln County, MS has 7 watched banks; 7 Lincoln, MS banks sit in an elevated band. Lincoln, MS footprints: Trustmark Bank (3 branches, stress 58) in Lincoln, MS; Bankplus (2 branches, stress 61) in Lincoln, MS; First Bank (2 branches, stress 48) in Lincoln, MS.

HUD lists 1 assisted multifamily property in Lincoln County, MS with 70 units; 70 Lincoln, MS units are assisted, 1 Lincoln, MS properties under project-based Section 8.

2,808 of the 15,966 housing units in Lincoln, MS sit vacant. Lincoln County, MS permitted 0 multifamily units in twelve months; Lincoln, MS's one-to-four unit structures added 32 units in Lincoln County, MS.