Btc Bank (FDIC #10618): Bank Stress & Real-Estate Credit Exposure
Btc Bank (FDIC Cert #10618): bank stress 76/100, severe, STABLE over 7 days; parent BETHANY BANKSHARES INC.
Btc Bank (#10618) lends in 17 counties across 2 states; Btc Bank (#10618) reaches 158 ZIP codes: Missouri 16 counties, 147 ZIPs; Iowa 1 county, 11 ZIPs.
Btc Bank (#10618) largest markets: Daviess County, MO (48 branches, 16 ZIPs) (#10618), Pettis County, MO (30 branches, 15 ZIPs) (#10618), Cooper County, MO (42 branches, 14 ZIPs) (#10618), Dallas County, MO (13 branches, 13 ZIPs) (#10618), Moniteau County, MO (26 branches, 13 ZIPs) (#10618), Gentry County, MO (13 branches, 13 ZIPs) (#10618).
Btc Bank (#10618) reports $1.91 billion in total assets; Btc Bank (#10618) equity $174.4 million (9.1% of Btc Bank (#10618) assets); Btc Bank (#10618) domestic deposits $1.45 billion; Btc Bank (#10618) net income $7.6 million; Btc Bank (#10618) return on assets 0.90%; Btc Bank (#10618) return on equity 8.88%; Btc Bank (#10618) net interest income $34.5 million; Btc Bank (#10618) call report June 30, 2026.
Btc Bank (#10618) noncurrent real-estate loans: none reported; Btc Bank (#10618) net charge-offs on real estate 0.82%; Btc Bank (#10618) residential charge-offs 0.41%.
Btc Bank (#10618) net interest margin 4.39% against an eight-quarter Btc Bank (#10618) average of 4.38% (Btc Bank (#10618) compression -0.01 points); Btc Bank (#10618) non-residential real estate 41.3% of equity; Btc Bank (#10618) rate-exposure score 40/100, Btc Bank (#10618) fixed-rate trap 40/100; Btc Bank (#10618) risk type credit driven; Btc Bank (#10618) rate regime rates elevated, Btc Bank (#10618) snapshot October 20, 2026.
Btc Bank (#10618) stress score moved from 62.4 on June 22, 2026 to 75.7 on October 20, 2026; Btc Bank (#10618) ranged 62.4 to 75.7 over 117 snapshots.
Btc Bank (#10618) alerts: 17 counties; top Btc Bank (#10618) alert scores: Oregon County, MO 44 (moderate); Albany County, MO 24 (low); Buffalo County, MO 24 (low); Cameron County, MO 24 (low); Carrollton County, MO 24 (low).