Southwest Capital Bank (FDIC #12258): Bank Stress & Real-Estate Credit Exposure
Southwest Capital Bank (FDIC Cert #12258): bank stress 67/100, elevated, STABLE over 7 days; parent LAS VEGAS BCORP INC.
Southwest Capital Bank (#12258) lends in 3 counties across 1 state; Southwest Capital Bank (#12258) reaches 64 ZIP codes: New Mexico 3 counties, 64 ZIPs.
Southwest Capital Bank (#12258) largest markets: Bernalillo County, NM (29 branches, 29 ZIPs) (#12258), San Miguel County, NM (92 branches, 23 ZIPs) (#12258), Mora County, NM (14 branches, 14 ZIPs) (#12258).
Southwest Capital Bank (#12258) reports $482.9 million in total assets; Southwest Capital Bank (#12258) equity $47.3 million (9.8% of Southwest Capital Bank (#12258) assets); Southwest Capital Bank (#12258) domestic deposits $432.3 million; Southwest Capital Bank (#12258) net income $2.9 million; Southwest Capital Bank (#12258) return on assets 1.23%; Southwest Capital Bank (#12258) return on equity 12.62%; Southwest Capital Bank (#12258) net interest income $9.3 million; Southwest Capital Bank (#12258) call report June 30, 2026.
Southwest Capital Bank (#12258) noncurrent real-estate loans: none reported; Southwest Capital Bank (#12258) net charge-offs on real estate 0.00%.
Southwest Capital Bank (#12258) net interest margin 4.10% against an eight-quarter Southwest Capital Bank (#12258) average of 4.17% (Southwest Capital Bank (#12258) compression 0.07 points); Southwest Capital Bank (#12258) rate-exposure score 40/100, Southwest Capital Bank (#12258) fixed-rate trap 40/100; Southwest Capital Bank (#12258) risk type credit driven; Southwest Capital Bank (#12258) rate regime rates elevated, Southwest Capital Bank (#12258) snapshot October 20, 2026.
Southwest Capital Bank (#12258) stress score moved from 63.1 on June 22, 2026 to 66.7 on October 20, 2026; Southwest Capital Bank (#12258) ranged 63.1 to 66.7 over 117 snapshots.
Southwest Capital Bank (#12258) alerts: 3 counties; top Southwest Capital Bank (#12258) alert scores: Mora County, NM 28 (low); Albuquerque County, NM 21 (low); Pecos County, NM 21 (low).