Bath Savings Institution (FDIC #17749): Bank Stress & Real-Estate Credit Exposure
Bath Savings Institution (FDIC Cert #17749): bank stress 59/100, moderate, STABLE over 7 days.
Bath Savings Institution (#17749) lends in 3 counties across 1 state; Bath Savings Institution (#17749) reaches 73 ZIP codes: Maine 3 counties, 73 ZIPs.
Bath Savings Institution (#17749) largest markets: Cumberland County, ME (342 branches, 38 ZIPs) (#17749), Lincoln County, ME (54 branches, 27 ZIPs) (#17749), Sagadahoc County, ME (8 branches, 8 ZIPs) (#17749).
Bath Savings Institution (#17749) reports $1.50 billion in total assets; Bath Savings Institution (#17749) equity $220.8 million (14.7% of Bath Savings Institution (#17749) assets); Bath Savings Institution (#17749) domestic deposits $1.15 billion; Bath Savings Institution (#17749) net income $5.6 million; Bath Savings Institution (#17749) return on assets 0.74%; Bath Savings Institution (#17749) return on equity 5.11%; Bath Savings Institution (#17749) net interest income $21.6 million; Bath Savings Institution (#17749) call report June 30, 2026.
Bath Savings Institution (#17749) noncurrent real-estate loans: none reported; Bath Savings Institution (#17749) residential -0.13%; Bath Savings Institution (#17749) net charge-offs on real estate 0.04%.
Bath Savings Institution (#17749) net interest margin 3.09% against an eight-quarter Bath Savings Institution (#17749) average of 2.76% (Bath Savings Institution (#17749) compression -0.33 points); Bath Savings Institution (#17749) rate-exposure score 40/100, Bath Savings Institution (#17749) fixed-rate trap 40/100; Bath Savings Institution (#17749) risk type credit driven; Bath Savings Institution (#17749) rate regime rates elevated, Bath Savings Institution (#17749) snapshot October 20, 2026.
Bath Savings Institution (#17749) stress score moved from 72 on June 22, 2026 to 59.2 on October 20, 2026; Bath Savings Institution (#17749) ranged 59.2 to 72 over 117 snapshots.
Bath Savings Institution (#17749) alerts: 3 counties; top Bath Savings Institution (#17749) alert scores: Bath County, ME 23 (low); Damariscotta County, ME 23 (low); Yarmouth County, ME 23 (low).