First Fs&La Of Lakewood (FDIC #29488): Bank Stress & Real-Estate Credit Exposure
First Fs&La Of Lakewood (FDIC Cert #29488): bank stress 86/100, severe, STABLE over 7 days; parent FIRST MUTUAL HOLDING CO.
First Fs&La Of Lakewood (#29488) lends in 5 counties across 1 state; First Fs&La Of Lakewood (#29488) reaches 154 ZIP codes: Ohio 5 counties, 154 ZIPs.
First Fs&La Of Lakewood (#29488) largest markets: Cuyahoga County, OH (728 branches, 52 ZIPs) (#29488), Franklin County, OH (50 branches, 50 ZIPs) (#29488), Lorain County, OH (72 branches, 24 ZIPs) (#29488), Medina County, OH (24 branches, 24 ZIPs) (#29488), Lake County, OH (11 branches, 11 ZIPs) (#29488).
First Fs&La Of Lakewood (#29488) reports $2.94 billion in total assets; First Fs&La Of Lakewood (#29488) equity $234.6 million (8.0% of First Fs&La Of Lakewood (#29488) assets); First Fs&La Of Lakewood (#29488) domestic deposits $2.23 billion; First Fs&La Of Lakewood (#29488) net income $8.4 million; First Fs&La Of Lakewood (#29488) return on assets 0.57%; First Fs&La Of Lakewood (#29488) return on equity 7.30%; First Fs&La Of Lakewood (#29488) net interest income $31.3 million; First Fs&La Of Lakewood (#29488) call report June 30, 2026.
First Fs&La Of Lakewood (#29488) noncurrent real-estate loans: none reported; First Fs&La Of Lakewood (#29488) net charge-offs on real estate 0.32%; First Fs&La Of Lakewood (#29488) multifamily charge-offs 0.04%; First Fs&La Of Lakewood (#29488) residential charge-offs 1.27%.
First Fs&La Of Lakewood (#29488) net interest margin 2.30% against an eight-quarter First Fs&La Of Lakewood (#29488) average of 2.19% (First Fs&La Of Lakewood (#29488) compression -0.11 points); First Fs&La Of Lakewood (#29488) real-estate loans 0.1% of equity; First Fs&La Of Lakewood (#29488) non-residential real estate 127.4% of equity; First Fs&La Of Lakewood (#29488) rate-exposure score 40/100, First Fs&La Of Lakewood (#29488) fixed-rate trap 40/100; First Fs&La Of Lakewood (#29488) risk type credit driven; First Fs&La Of Lakewood (#29488) rate regime rates elevated, First Fs&La Of Lakewood (#29488) snapshot October 20, 2026.
First Fs&La Of Lakewood (#29488) stress score moved from 78.8 on June 22, 2026 to 86.2 on October 20, 2026; First Fs&La Of Lakewood (#29488) ranged 78.8 to 86.2 over 117 snapshots.
First Fs&La Of Lakewood (#29488) alerts: 5 counties; top First Fs&La Of Lakewood (#29488) alert scores: Brunswick County, OH 28 (low); Dublin County, OH 28 (low); North Ridgeville County, OH 28 (low); Painesville County, OH 28 (low); Westlake County, OH 28 (low).