Bank Of Franklin County (FDIC #35543): Bank Stress & Real-Estate Credit Exposure
Bank Of Franklin County (FDIC Cert #35543): bank stress 80/100, severe, STABLE over 7 days; parent FRANKLIN BCORP INC.
Bank Of Franklin County (#35543) lends in 3 counties across 1 state; Bank Of Franklin County (#35543) reaches 83 ZIP codes: Missouri 3 counties, 83 ZIPs.
Bank Of Franklin County (#35543) largest markets: St. Louis County, MO (47 branches, 47 ZIPs) (#35543), Franklin County, MO (92 branches, 23 ZIPs) (#35543), St. Charles County, MO (15 branches, 15 ZIPs) (#35543).
Bank Of Franklin County (#35543) reports $419.4 million in total assets; Bank Of Franklin County (#35543) equity $37.3 million (8.9% of Bank Of Franklin County (#35543) assets); Bank Of Franklin County (#35543) domestic deposits $357.5 million; Bank Of Franklin County (#35543) net income $1.5 million; Bank Of Franklin County (#35543) return on assets 0.74%; Bank Of Franklin County (#35543) return on equity 8.34%; Bank Of Franklin County (#35543) net interest income $7.3 million; Bank Of Franklin County (#35543) call report June 30, 2026.
Bank Of Franklin County (#35543) noncurrent real-estate loans: none reported; Bank Of Franklin County (#35543) net charge-offs on real estate 0.32%.
Bank Of Franklin County (#35543) net interest margin 3.82% against an eight-quarter Bank Of Franklin County (#35543) average of 3.45% (Bank Of Franklin County (#35543) compression -0.37 points); Bank Of Franklin County (#35543) rate-exposure score 40/100, Bank Of Franklin County (#35543) fixed-rate trap 40/100; Bank Of Franklin County (#35543) risk type credit driven; Bank Of Franklin County (#35543) rate regime rates elevated, Bank Of Franklin County (#35543) snapshot October 19, 2026.
Bank Of Franklin County (#35543) stress score moved from 78.5 on June 22, 2026 to 79.6 on October 19, 2026; Bank Of Franklin County (#35543) ranged 78.5 to 79.6 over 116 snapshots.
Bank Of Franklin County (#35543) alerts: 3 counties; top Bank Of Franklin County (#35543) alert scores: Washington County, MO 45 (moderate); Ballwin County, MO 25 (low); O Fallon County, MO 25 (low).