Dieterich Bank (FDIC #3787): Bank Stress & Real-Estate Credit Exposure
Dieterich Bank (FDIC Cert #3787): bank stress 81/100, severe, STABLE over 7 days; parent PRIME BANC CORP.
Dieterich Bank (#3787) lends in 7 counties across 1 state; Dieterich Bank (#3787) reaches 114 ZIP codes: Illinois 7 counties, 114 ZIPs.
Dieterich Bank (#3787) largest markets: Madison County, IL (36 branches, 36 ZIPs) (#3787), Fayette County, IL (20 branches, 20 ZIPs) (#3787), Randolph County, IL (54 branches, 18 ZIPs) (#3787), Clinton County, IL (51 branches, 17 ZIPs) (#3787), Jasper County, IL (15 branches, 15 ZIPs) (#3787), Effingham County, IL (75 branches, 15 ZIPs) (#3787).
Dieterich Bank (#3787) reports $1.55 billion in total assets; Dieterich Bank (#3787) equity $135.3 million (8.7% of Dieterich Bank (#3787) assets); Dieterich Bank (#3787) domestic deposits $1.33 billion; Dieterich Bank (#3787) net income $5.3 million; Dieterich Bank (#3787) return on assets 0.68%; Dieterich Bank (#3787) return on equity 7.88%; Dieterich Bank (#3787) net interest income $25.4 million; Dieterich Bank (#3787) call report June 30, 2026.
Dieterich Bank (#3787) noncurrent real-estate loans 0.59% of its book; Dieterich Bank (#3787) residential 0.97%; Dieterich Bank (#3787) net charge-offs on real estate 2.16%; Dieterich Bank (#3787) residential charge-offs 3.44%.
Dieterich Bank (#3787) net interest margin 3.57% against an eight-quarter Dieterich Bank (#3787) average of 3.16% (Dieterich Bank (#3787) compression -0.40 points); Dieterich Bank (#3787) real-estate loans 58.9% of equity; Dieterich Bank (#3787) non-residential real estate 344.5% of equity; Dieterich Bank (#3787) rate-exposure score 40/100, Dieterich Bank (#3787) fixed-rate trap 40/100; Dieterich Bank (#3787) risk type credit driven; Dieterich Bank (#3787) rate regime rates elevated, Dieterich Bank (#3787) snapshot October 19, 2026.
Dieterich Bank (#3787) stress score moved from 74.1 on June 22, 2026 to 81.4 on October 20, 2026; Dieterich Bank (#3787) ranged 74.1 to 81.4 over 117 snapshots.
Dieterich Bank (#3787) alerts: 7 counties; top Dieterich Bank (#3787) alert scores: Effingham County, IL 51 (elevated); Edwardsville County, IL 27 (low); Newton County, IL 27 (low); Red Bud County, IL 27 (low); Saint Elmo County, IL 27 (low).