Sullivan Bank (FDIC #8892): Bank Stress & Real-Estate Credit Exposure

Sullivan Bank (FDIC Cert #8892): bank stress 73/100, elevated, STABLE over 7 days; parent MID-MISSOURI HOLDING CO INC.

Sullivan Bank (#8892) lends in 6 counties across 1 state; Sullivan Bank (#8892) reaches 129 ZIP codes: Missouri 6 counties, 129 ZIPs.

Sullivan Bank (#8892) largest markets: St. Louis County, MO (47 branches, 47 ZIPs) (#8892), Franklin County, MO (115 branches, 23 ZIPs) (#8892), Greene County, MO (46 branches, 23 ZIPs) (#8892), Camden County, MO (18 branches, 18 ZIPs) (#8892), Crawford County, MO (13 branches, 13 ZIPs) (#8892), Cole County, MO (9 branches, 9 ZIPs) (#8892).

Sullivan Bank (#8892) reports $1.40 billion in total assets; Sullivan Bank (#8892) equity $119.6 million (8.6% of Sullivan Bank (#8892) assets); Sullivan Bank (#8892) domestic deposits $1.23 billion; Sullivan Bank (#8892) net income $7.6 million; Sullivan Bank (#8892) return on assets 1.13%; Sullivan Bank (#8892) return on equity 13.03%; Sullivan Bank (#8892) net interest income $22.2 million; Sullivan Bank (#8892) call report June 30, 2026.

Sullivan Bank (#8892) noncurrent real-estate loans: none reported; Sullivan Bank (#8892) net charge-offs on real estate 1.53%; Sullivan Bank (#8892) residential charge-offs 1.42%.

Sullivan Bank (#8892) net interest margin 3.46% against an eight-quarter Sullivan Bank (#8892) average of 3.27% (Sullivan Bank (#8892) compression -0.18 points); Sullivan Bank (#8892) real-estate loans 0.5% of equity; Sullivan Bank (#8892) non-residential real estate 142.0% of equity; Sullivan Bank (#8892) rate-exposure score 40/100, Sullivan Bank (#8892) fixed-rate trap 40/100; Sullivan Bank (#8892) risk type credit driven; Sullivan Bank (#8892) rate regime rates elevated, Sullivan Bank (#8892) snapshot October 20, 2026.

Sullivan Bank (#8892) stress score moved from 69 on June 22, 2026 to 73 on October 20, 2026; Sullivan Bank (#8892) ranged 69 to 73 over 117 snapshots.

Sullivan Bank (#8892) alerts: 6 counties; top Sullivan Bank (#8892) alert scores: Cuba County, MO 23 (low); Eureka County, MO 23 (low); Jefferson City County, MO 23 (low); Springfield County, MO 23 (low); Sunrise Beach County, MO 23 (low).