Orange County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Orange County, California? DLRadar grades every Orange County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Orange County breakdown.
- Orange County's most distressed ZIP is 92530 at 36/100.
- 92 ZIP codes tracked in Orange County, averaging 27/100 distress.
- Orange County reads peak — home values up 0.4% year over year.
- Vacancy runs 7.3% across Orange County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Orange County home is worth about $1,063,629 against a ~$114,979 median income.
- Lending headwind in Orange County sits at 53/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 92530 | 36/100 |
| 2 | 92672 | 33/100 |
| 3 | 90716 | 32/100 |
| 4 | 90638 | 32/100 |
| 5 | 90631 | 28/100 |
| 6 | 92614 | 27/100 |
| 7 | 92626 | 27/100 |
| 8 | 92612 | 27/100 |
| 9 | 92866 | 27/100 |
| 10 | 90743 | 27/100 |
| 11 | 92823 | 27/100 |
| 12 | 92886 | 27/100 |
Most distressed ZIP codes in Orange County (composite distress 0-100, 2026)
What is driving Orange County distress
Orange County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Orange County market phase and pricing
Phase for Orange County: peak (+0.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Orange County
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Questions and answers
Which part of Orange County, CA scores highest for distress?
ZIP 92530 leads Orange County at 36/100, recomputed monthly from public records.
How would you describe the Orange County market phase?
The market phase for Orange County is peak, prices rising 0.4% on the year — derived from the FHFA House Price Index path.
How is the Orange County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 92 Orange County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Orange County ZIP codes?
A single county score papers over real variation. Across the Orange County ZIPs DLRadar ranks, scores run from 36/100 in 92530 down to 27/100 in 92886, against a Orange County average of 27/100. That 9-point gap is why acquisition targeting in Orange County works at ZIP level rather than county level.
What do Orange County home values and vacancy say about distressed supply?
The typical Orange County home carries about $1,063,629 of value against a median household income near $114,979. Vacancy across Orange County's tracked ZIPs runs 7.3% and the poverty rate is 9.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Orange County's foreclosure and lien data and its 53/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.