Orange County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Orange County, Virginia? DLRadar grades every Orange County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Orange County breakdown.
- Orange County's most distressed ZIP is 22923 at 23/100.
- 13 ZIP codes tracked in Orange County, averaging 18/100 distress.
- Orange County reads peak — home values up 3.4% year over year.
- Vacancy runs 8.3% across Orange County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Orange County home is worth about $386,925 against a ~$97,674 median income.
- Lending headwind in Orange County sits at 48/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22923 | 23/100 |
| 2 | 22968 | 21/100 |
| 3 | 22551 | 20/100 |
| 4 | 22433 | 18/100 |
| 5 | 22508 | 18/100 |
| 6 | 22542 | 18/100 |
| 7 | 22567 | 18/100 |
| 8 | 22957 | 18/100 |
| 9 | 22960 | 18/100 |
| 10 | 22972 | 18/100 |
| 11 | 22701 | 17/100 |
| 12 | 22733 | 17/100 |
Most distressed ZIP codes in Orange County (composite distress 0-100, 2026)
What is driving Orange County distress
DLRadar builds Orange County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Orange County market phase and pricing
Orange County currently sits in peak after a 3.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Orange County
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Frequently asked
What is the hardest-hit ZIP in Orange County?
ZIP 22923 leads Orange County at 23/100, recomputed monthly from public records.
Which phase does Orange County sit in right now?
FHFA price-index movement places Orange County in peak; prices are up 3.4% over twelve months.
Can the Orange County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Orange County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Orange County ZIP codes?
The county figure is a blend, not a description. Across the Orange County ZIPs DLRadar ranks, scores run from 23/100 in 22923 down to 17/100 in 22733, against a Orange County average of 18/100. With 6 points between best and worst, county-level targeting in Orange County wastes effort.
What do Orange County home values and vacancy say about distressed supply?
The typical Orange County home carries about $386,925 of value against a median household income near $97,674. Vacancy across Orange County's tracked ZIPs runs 8.3% and the poverty rate is 8.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Orange County's foreclosure and lien data and its 48/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.