Suffolk County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Suffolk County, VA distress report, 2026: 8 ZIPs scored in Suffolk, VA, Suffolk, VA average 19/100; the top Suffolk, VA ZIP is 23432 at 19/100; Suffolk, VA market phase peak, Suffolk, VA prices +3.4% year over year.
- Suffolk, VA ranks #3,118 nationally (opportunity index); Suffolk, VA #122 in Virginia; Suffolk, VA index 21.9.
- Suffolk, VA ninety-day mortgage delinquency 1.7% in December 2025; Suffolk, VA twelve-month change +0.5%.
- Suffolk, VA ZIP phases: 8 peak.
- Suffolk, VA residential listings tracked: 16 across 7 ZIPs; Suffolk, VA candidate listings 8.
- Suffolk, VA HUD assisted properties: 15 with 1,145 units.
- Suffolk, VA lenders on watch: 3; largest Suffolk, VA footprint Townebank (4 branches).
- Suffolk, VA most distressed ZIP: 23432 at 19/100.
Suffolk, VA figures: DLRadar distress index; Suffolk, VA inputs: CFPB, FHFA, HUD, FDIC; Suffolk, VA rebuilt as sources refresh.
| Rank | Suffolk, VA ZIP | Score |
|---|---|---|
| 1 | 23432 | 19/100 |
| 2 | 23433 | 19/100 |
| 3 | 23434 | 19/100 |
| 4 | 23435 | 19/100 |
| 5 | 23436 | 19/100 |
| 6 | 23437 | 19/100 |
| 7 | 23438 | 19/100 |
| 8 | 23321 | 18/100 |
Most distressed Suffolk, VA ZIPs (0-100, 2026)
Mortgage delinquency in Suffolk, VA
1.7% of Suffolk, VA mortgages were ninety-plus days late (Suffolk, VA, December 2025); Suffolk, VA thirty-to-eighty-nine days late: 3.5%; Suffolk, VA twelve-month change +0.5%; Suffolk, VA peak since 2008: 5.1% (January 2010); Virginia overall 0.8%. Suffolk, VA ninety-day series: Dec 24 1.2, Jan 25 1.2, Feb 25 1.0 (Suffolk, VA), Mar 25 1.1, Apr 25 0.9, May 25 1.1 (Suffolk, VA), Jun 25 0.9, Jul 25 0.9, Aug 25 0.9 (Suffolk, VA), Sep 25 1.3, Oct 25 1.3, Nov 25 1.4 (Suffolk, VA), Dec 25 1.7.
Opportunity index: Suffolk, VA
Suffolk, VA index 21.9, Suffolk, VA phase weak; Suffolk, VA primary driver bank institutional, Suffolk, VA second driver construction. Suffolk, VA components: property stress 8.0, foreclosure pressure 6.1, listing discounts 21.0, bank stress 53.4, insurance 0.0; Suffolk, VA pulse 23.6; Suffolk, VA capital opportunity 19.4; Suffolk, VA seven-day change -0.1%.
ZIP market phases inside Suffolk, VA
8 Suffolk, VA ZIPs carry a price-cycle phase; Suffolk, VA ZIPs by phase (Suffolk, VA), deepest drawdown first: peak, +3.4% YoY (Suffolk, VA): 23321, 23432, 23433, 23434, Suffolk, VA 23435, 23436, 23437, 23438.
Residential listings by Suffolk, VA ZIP
Suffolk, VA ZIPs with the most tracked Suffolk, VA residential listings: 23434 8 listings, 4 candidates, bank pressure 61; 23435 5 listings, 2 candidates, bank pressure 61; 23437 2 listings, 2 candidates, bank pressure 61; 23438 1 listings, 0 candidates, bank pressure 61 (Suffolk, VA); 23432 0 listings, 0 candidates, bank pressure 61; 23433 0 listings, 0 candidates, bank pressure 61; 23436 0 listings, 0 candidates, bank pressure 61. Suffolk, VA totals: 16 listings; Suffolk, VA candidates 8; active ZIPs 4.
HUD assisted housing in Suffolk, VA
15 assisted properties with 1,145 units sit in Suffolk, VA; largest Suffolk, VA properties: Harbour Breeze Lifestyle Apts. (Suffolk) 328 units; 3800 Acqua Lifestyle Apts (Soffolk) 288 units; Park 216 Apartments (Suffolk) 216 units in Suffolk, VA; Autumn Ridge (Suffolk) 128 units; Magnolia Gardens (Suffolk) 67 units, 67 assisted; William H. Plummer Plaza (Suffolk) 49 units, 49 assisted.
Lenders with branches in Suffolk, VA
Suffolk, VA lenders by branch count: Townebank (Suffolk, VA): stress 36, 4 branches low in Suffolk, VA; Blue Ridge Bank Na (Suffolk, VA): stress 87, 1 branch moderate in Suffolk, VA; Atlantic Union Bank (Suffolk, VA): stress 40, 1 branch moderate in Suffolk, VA.
Vacancy and permits, Suffolk, VA
2,591 of 40,499 Suffolk, VA housing units are vacant; Suffolk, VA permits, twelve months: 9 multifamily units in Suffolk, VA, 638 one-to-four unit units.
Work Suffolk, VA at the parcel level
Every Suffolk, VA parcel carries owner and address; every Suffolk, VA parcel carries APN; Suffolk, VA distress scores sit on the Suffolk, VA live board.
Suffolk, VA figures refresh with each source.
Suffolk, VA questions
Most distressed ZIP code in Suffolk County, VA?
ZIP 23432 leads Suffolk, VA at 19/100; next in Suffolk, VA: 23433 at 19/100; the Suffolk, VA average is 19/100.
Where does Suffolk County, VA rank for investment opportunity?
Suffolk, VA is #3,118 among all ranked counties, #122 in Virginia; the Suffolk, VA driver is bank institutional; Suffolk, VA moved up 12 places.
How many mortgages are delinquent in Suffolk County, VA?
1.7% of Suffolk, VA mortgages were ninety-plus days late in December 2025; the Suffolk, VA peak since 2008 was 5.1%.
Which banks lend in Suffolk County, VA?
3 watched lenders hold Suffolk, VA branches; the largest Suffolk, VA footprints are Townebank (4), Blue Ridge Bank Na (1), Atlantic Union Bank (1).
More on Suffolk, VA
Suffolk County, VA distress report: public-record figures for Suffolk, VA; not legal advice for Suffolk, VA; not tax or investment advice; verify every Suffolk, VA record before acting.