Suffolk County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Suffolk County, Virginia? DLRadar grades every Suffolk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Suffolk County breakdown.
- Suffolk County's most distressed ZIP is 23432 at 19/100.
- 8 ZIP codes tracked in Suffolk County, averaging 19/100 distress.
- Suffolk County reads peak — home values up 3.4% year over year.
- Vacancy runs 6% across Suffolk County's tracked ZIPs, with a 9% poverty rate.
- The typical Suffolk County home is worth about $392,950 against a ~$92,418 median income.
- Lending headwind in Suffolk County sits at 54/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 23432 | 19/100 |
| 2 | 23433 | 19/100 |
| 3 | 23434 | 19/100 |
| 4 | 23435 | 19/100 |
| 5 | 23436 | 19/100 |
| 6 | 23437 | 19/100 |
| 7 | 23438 | 19/100 |
| 8 | 23321 | 18/100 |
Most distressed ZIP codes in Suffolk County (composite distress 0-100, 2026)
What is driving Suffolk County distress
DLRadar builds Suffolk County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Suffolk County market phase and pricing
Phase for Suffolk County: peak (+3.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Suffolk County
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Questions and answers
Which part of Suffolk County, VA scores highest for distress?
ZIP 23432 leads Suffolk County at 19/100, recomputed monthly from public records.
What stage of the price cycle is Suffolk County at?
Suffolk County currently sits in peak, with values up 3.4% year on year, based on FHFA price-index trajectory.
What are the sources behind these Suffolk County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Suffolk County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Suffolk County ZIP codes?
Averaging the county conceals how uneven it is. Across the Suffolk County ZIPs DLRadar ranks, scores run from 19/100 in 23432 down to 18/100 in 23321, against a Suffolk County average of 19/100. With 1 points between best and worst, county-level targeting in Suffolk County wastes effort.
What do Suffolk County home values and vacancy say about distressed supply?
The typical Suffolk County home carries about $392,950 of value against a median household income near $92,418. Vacancy across Suffolk County's tracked ZIPs runs 6% and the poverty rate is 9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Suffolk County's foreclosure and lien data and its 54/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.