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ZIP 25560 Foreclosure, Tax-Lien & Distress Report

Putnam County, West Virginia · Distress market

In Putnam County, West Virginia, ZIP 25560 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (75/100). Its heaviest discrete signals: structural risk (46/100), institutional ownership (39/100), mortgage stress (16/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 46/100 structural and 5/100 already moving.

Prices here sit in a expansion phase: values rose 7.3% over the trailing year, and 31% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 8,292 with a median age of 45. The typical home is worth about $270,900 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 22/100. The vacancy rate is 5.6%. Households earn a median $104,432 — above the roughly $78,000 national figure. The poverty rate is 4.1% — low. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 3,881 housing units. Around 31% of renters are cost-burdened. Around 42% of adults hold a bachelor's degree or higher.

Overall 25560 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 25560 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 25560's 21/100 can be lined up against any neighbor in Putnam County, West Virginia or any ZIP coast to coast. Sparse data for 25560 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 25560 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Practically, 25560 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

21/100
Composite stress
46/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 25560

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk75
25560 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

25560 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Putnam County ZIP reports

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