ZIP 25109 Property Distress & Foreclosure Data

In Putnam County, West Virginia, ZIP 25109 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (75/100). The latent-versus-live split is 47/100 structural and 5/100 already moving. Its standout signals are structural risk (47/100), institutional ownership (43/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) register low.

The market reads expansion — home values rose 7.2% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 699 people live here, median age 57. A median home runs $142,600 here, or 4.1 times local income. The vacancy rate is 27.3% — elevated. The tenure split is 91% owner-occupied to 9% rented. About 17% have a four-year degree. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 25109 scores 36/100. Households earn a median $40,500 — below the roughly $78,000 national figure. The ZIP holds roughly 425 housing units.

Net-net, 25109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.