State Bank Of Southern Utah (FDIC #17964): Bank Stress & Real-Estate Credit Exposure
State Bank Of Southern Utah (FDIC Cert #17964): bank stress 50/100, moderate, STABLE over 7 days; parent SOUTHERN UTAH BCORP.
State Bank Of Southern Utah (#17964) lends in 8 counties across 1 state; State Bank Of Southern Utah (#17964) reaches 91 ZIP codes: Utah 8 counties, 91 ZIPs.
State Bank Of Southern Utah (#17964) largest markets: Washington County, UT (105 branches, 21 ZIPs) (#17964), Sanpete County, UT (15 branches, 15 ZIPs) (#17964), Sevier County, UT (12 branches, 12 ZIPs) (#17964), Millard County, UT (24 branches, 12 ZIPs) (#17964), Garfield County, UT (22 branches, 11 ZIPs) (#17964), Iron County, UT (33 branches, 11 ZIPs) (#17964).
State Bank Of Southern Utah (#17964) reports $2.74 billion in total assets; State Bank Of Southern Utah (#17964) equity $312.2 million (11.4% of State Bank Of Southern Utah (#17964) assets); State Bank Of Southern Utah (#17964) domestic deposits $2.40 billion; State Bank Of Southern Utah (#17964) net income $23.5 million; State Bank Of Southern Utah (#17964) return on assets 1.76%; State Bank Of Southern Utah (#17964) return on equity 15.58%; State Bank Of Southern Utah (#17964) net interest income $52.8 million; State Bank Of Southern Utah (#17964) call report June 30, 2026.
State Bank Of Southern Utah (#17964) noncurrent real-estate loans 0.02% of its book; State Bank Of Southern Utah (#17964) residential 0.04%; State Bank Of Southern Utah (#17964) net charge-offs on real estate 0.38%; State Bank Of Southern Utah (#17964) residential charge-offs 0.42%.
State Bank Of Southern Utah (#17964) net interest margin 4.22% against an eight-quarter State Bank Of Southern Utah (#17964) average of 3.65% (State Bank Of Southern Utah (#17964) compression -0.56 points); State Bank Of Southern Utah (#17964) real-estate loans 2.5% of equity; State Bank Of Southern Utah (#17964) non-residential real estate 42.2% of equity; State Bank Of Southern Utah (#17964) rate-exposure score 40/100, State Bank Of Southern Utah (#17964) fixed-rate trap 40/100; State Bank Of Southern Utah (#17964) risk type credit driven; State Bank Of Southern Utah (#17964) rate regime rates elevated, State Bank Of Southern Utah (#17964) snapshot October 20, 2026.
State Bank Of Southern Utah (#17964) stress score moved from 48.4 on June 22, 2026 to 50.4 on October 20, 2026; State Bank Of Southern Utah (#17964) ranged 48.4 to 50.4 over 117 snapshots.
State Bank Of Southern Utah (#17964) alerts: 8 counties; top State Bank Of Southern Utah (#17964) alert scores: Circleville County, UT 20 (low); Fillmore County, UT 20 (low); Gunnison County, UT 20 (low); Orderville County, UT 20 (low); Parowan County, UT 20 (low).