Anb Bank (FDIC #19220): Bank Stress & Real-Estate Credit Exposure

Anb Bank (FDIC Cert #19220): bank stress 83/100, severe, STABLE over 7 days; parent STURM FINANCIAL GROUP INC.

Anb Bank (#19220) lends in 17 counties across 2 states; Anb Bank (#19220) reaches 271 ZIP codes: Colorado 11 counties, 220 ZIPs; Wyoming 6 counties, 52 ZIPs.

Anb Bank (#19220) largest markets: El Paso County, CO (188 branches, 47 ZIPs) (#19220), Denver County, CO (82 branches, 41 ZIPs) (#19220), Jefferson County, CO (34 branches, 34 ZIPs) (#19220), Larimer County, CO (48 branches, 24 ZIPs) (#19220), Boulder County, CO (23 branches, 23 ZIPs) (#19220), Mesa County, CO (76 branches, 19 ZIPs) (#19220).

Anb Bank (#19220) reports $2.85 billion in total assets; Anb Bank (#19220) equity $203.9 million (7.1% of Anb Bank (#19220) assets); Anb Bank (#19220) domestic deposits $2.55 billion; Anb Bank (#19220) net income $12.6 million; Anb Bank (#19220) return on assets 0.86%; Anb Bank (#19220) return on equity 13.09%; Anb Bank (#19220) net interest income $48.9 million; Anb Bank (#19220) call report June 30, 2026.

Anb Bank (#19220) noncurrent real-estate loans: none reported; Anb Bank (#19220) net charge-offs on real estate 0.06%.

Anb Bank (#19220) net interest margin 3.60% against an eight-quarter Anb Bank (#19220) average of 3.34% (Anb Bank (#19220) compression -0.26 points); Anb Bank (#19220) rate-exposure score 40/100, Anb Bank (#19220) fixed-rate trap 40/100; Anb Bank (#19220) risk type credit driven; Anb Bank (#19220) rate regime rates elevated, Anb Bank (#19220) snapshot October 19, 2026.

Anb Bank (#19220) stress score moved from 86.9 on June 22, 2026 to 83.4 on October 19, 2026; Anb Bank (#19220) ranged 83.4 to 86.9 over 116 snapshots.

Anb Bank (#19220) alerts: 16 counties; top Anb Bank (#19220) alert scores: Eagle County, CO 52 (elevated); Denver County, CO 48 (moderate); Boulder County, CO 46 (moderate); Cheyenne County, CO 45 (moderate); Aspen County, CO 28 (low).