Northeast Bank (FDIC #19690): Bank Stress & Real-Estate Credit Exposure
Northeast Bank (FDIC Cert #19690): bank stress 35/100, contained, STABLE over 7 days.
Northeast Bank (#19690) lends in 4 counties across 1 state; Northeast Bank (#19690) reaches 113 ZIP codes: Maine 4 counties, 113 ZIPs.
Northeast Bank (#19690) largest markets: Cumberland County, ME (152 branches, 38 ZIPs) (#19690), Oxford County, ME (70 branches, 35 ZIPs) (#19690), Kennebec County, ME (27 branches, 27 ZIPs) (#19690), Androscoggin County, ME (28 branches, 14 ZIPs) (#19690).
Northeast Bank (#19690) reports $5.23 billion in total assets; Northeast Bank (#19690) equity $603.9 million (11.6% of Northeast Bank (#19690) assets); Northeast Bank (#19690) domestic deposits $3.73 billion; Northeast Bank (#19690) net income $64.2 million; Northeast Bank (#19690) return on assets 2.53%; Northeast Bank (#19690) return on equity 22.56%; Northeast Bank (#19690) net interest income $123.4 million; Northeast Bank (#19690) call report June 30, 2026.
Northeast Bank (#19690) noncurrent real-estate loans 0.08% of its book; Northeast Bank (#19690) multifamily 0.01%; Northeast Bank (#19690) residential 0.11%; Northeast Bank (#19690) net charge-offs on real estate 0.52%; Northeast Bank (#19690) multifamily charge-offs 0.10%; Northeast Bank (#19690) residential charge-offs 0.55%.
Northeast Bank (#19690) net interest margin 5.01% against an eight-quarter Northeast Bank (#19690) average of 4.85% (Northeast Bank (#19690) compression -0.16 points); Northeast Bank (#19690) real-estate loans 8.3% of equity; Northeast Bank (#19690) non-residential real estate 55.1% of equity; Northeast Bank (#19690) rate-exposure score 40/100, Northeast Bank (#19690) fixed-rate trap 40/100; Northeast Bank (#19690) risk type rate trapped; Northeast Bank (#19690) rate regime rates elevated, Northeast Bank (#19690) snapshot October 19, 2026.
Northeast Bank (#19690) stress score moved from 37.1 on June 22, 2026 to 34.5 on October 19, 2026; Northeast Bank (#19690) ranged 34.5 to 37.1 over 116 snapshots.
Northeast Bank (#19690) alerts: 4 counties; top Northeast Bank (#19690) alert scores: Augusta County, ME 18 (low); Poland County, ME 18 (low); Portland County, ME 18 (low); South Paris County, ME 18 (low).