Century Bank (FDIC #28362): Bank Stress & Real-Estate Credit Exposure
Century Bank (FDIC Cert #28362): bank stress 76/100, severe, STABLE over 7 days; parent CENTURY FINL SERVICES CORP.
Century Bank (#28362) lends in 5 counties across 1 state; Century Bank (#28362) reaches 106 ZIP codes: New Mexico 5 counties, 106 ZIPs.
Century Bank (#28362) largest markets: Rio Arriba County, NM (37 branches, 37 ZIPs) (#28362), Bernalillo County, NM (29 branches, 29 ZIPs) (#28362), DoñA Ana County, NM (26 branches, 26 ZIPs) (#28362), Santa Fe County, NM (80 branches, 16 ZIPs) (#28362), Los Alamos County, NM (2 branches, 2 ZIPs) (#28362).
Century Bank (#28362) reports $1.36 billion in total assets; Century Bank (#28362) equity $119.6 million (8.8% of Century Bank (#28362) assets); Century Bank (#28362) domestic deposits $1.23 billion; Century Bank (#28362) net income $6.4 million; Century Bank (#28362) return on assets 0.95%; Century Bank (#28362) return on equity 10.84%; Century Bank (#28362) net interest income $27.2 million; Century Bank (#28362) call report June 30, 2026.
Century Bank (#28362) noncurrent real-estate loans: none reported; Century Bank (#28362) net charge-offs on real estate 2.08%; Century Bank (#28362) multifamily charge-offs 18.21%; Century Bank (#28362) residential charge-offs 1.26%.
Century Bank (#28362) net interest margin 4.31% against an eight-quarter Century Bank (#28362) average of 4.22% (Century Bank (#28362) compression -0.09 points); Century Bank (#28362) non-residential real estate 125.7% of equity; Century Bank (#28362) rate-exposure score 40/100, Century Bank (#28362) fixed-rate trap 40/100; Century Bank (#28362) risk type credit driven; Century Bank (#28362) rate regime rates elevated, Century Bank (#28362) snapshot October 20, 2026.
Century Bank (#28362) stress score moved from 75.5 on June 22, 2026 to 75.7 on October 20, 2026; Century Bank (#28362) ranged 75.5 to 75.7 over 117 snapshots.
Century Bank (#28362) alerts: 5 counties; top Century Bank (#28362) alert scores: Santa Fe County, NM 45 (moderate); Los Alamos County, NM 42 (moderate); Albuquerque County, NM 24 (low); Espanola County, NM 24 (low); Las Cruces County, NM 24 (low).