Idaho First Bank (FDIC #58095): Bank Stress & Real-Estate Credit Exposure
Idaho First Bank (FDIC Cert #58095): bank stress 72/100, elevated, STABLE over 7 days; parent BAWAG GROUP AG.
Idaho First Bank (#58095) lends in 6 counties across 2 states; Idaho First Bank (#58095) reaches 57 ZIP codes: Idaho 5 counties, 47 ZIPs; Oregon 1 county, 10 ZIPs.
Idaho First Bank (#58095) largest markets: Ada County, ID (38 branches, 19 ZIPs) (#58095), Canyon County, ID (13 branches, 13 ZIPs) (#58095), Deschutes County, OR (10 branches, 10 ZIPs) (#58095), Blaine County, ID (18 branches, 9 ZIPs) (#58095), Adams County, ID (6 branches, 6 ZIPs) (#58095), Valley County, ID (5 branches, 5 ZIPs) (#58095).
Idaho First Bank (#58095) reports $1.36 billion in total assets; Idaho First Bank (#58095) equity $142.7 million (10.5% of Idaho First Bank (#58095) assets); Idaho First Bank (#58095) domestic deposits $1.21 billion; Idaho First Bank (#58095) net income $5.9 million; Idaho First Bank (#58095) return on assets 0.84%; Idaho First Bank (#58095) return on equity 8.56%; Idaho First Bank (#58095) net interest income $21.5 million; Idaho First Bank (#58095) call report June 30, 2026.
Idaho First Bank (#58095) noncurrent real-estate loans: none reported; Idaho First Bank (#58095) net charge-offs on real estate 0.00%.
Idaho First Bank (#58095) net interest margin 3.16% against an eight-quarter Idaho First Bank (#58095) average of 3.26% (Idaho First Bank (#58095) compression 0.10 points); Idaho First Bank (#58095) rate-exposure score 40/100, Idaho First Bank (#58095) fixed-rate trap 40/100; Idaho First Bank (#58095) risk type credit driven; Idaho First Bank (#58095) rate regime rates elevated, Idaho First Bank (#58095) snapshot October 19, 2026.
Idaho First Bank (#58095) stress score moved from 75.3 on June 22, 2026 to 71.9 on October 20, 2026; Idaho First Bank (#58095) ranged 71.9 to 75.3 over 117 snapshots.
Idaho First Bank (#58095) alerts: 6 counties; top Idaho First Bank (#58095) alert scores: Bend County, ID 25 (low); Eagle County, ID 25 (low); Ketchum County, ID 25 (low); Mccall County, ID 25 (low); Nampa County, ID 25 (low).