ZIP 54457 Foreclosure, Tax-Lien & Distress Report

In Adams County, Wisconsin, ZIP 54457 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (33/100), construction/permit lag (21/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (7/100) register low. Structural exposure scores 33 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The peak-phase market in 54457 posted values that rose 4.8% over the year, and 37% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 26% of tenant households. The demographic-stress sub-score lands at 25/100. Vacancy runs 31.9%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 8,262 with a median age of 55. At $72,005, median income runs near typical U.S. levels. About 22% have a four-year degree. The poverty rate is 9.9%. The tenure split is 86% owner-occupied to 14% rented. There are about 5,699 housing units across 54457. A median home runs $178,200 here, or 2.4 times local income.

On the whole, 54457 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 54457 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54457 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54457 can be compared directly against any other ZIP in Adams County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54457 reflects the current record instead of a stale or modeled snapshot.

54457's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54457 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.